Get multiple home insurance quotes in 66032. Our licensed 66032, KS agents are ready to serve you.

Homeowners Insurance in 66032

In Garnett, KS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 66032 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 66032 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66032 should appear in the zip code field ready to go.

66032 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Kansas, you are going to see rates around the average home insurance premium per year of $1091. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Garnett home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 66032 Home Insurance Rates Now!

Best 3 Options to Compare in 66032

If you want homeowners insurance quotes within the city of Garnett or in the 66032 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Garnett, KS.

66032 Home Insurance Average Premiums

Local 66032 homeowners insurance quotes comparison

$841 /yr.

Shows Zip Code: 66032 lowest rates with discounts applied on average.

For the 66032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$841 /yr.
Average Coverage:$1091 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1391 /yr.

What is the average home insurance cost for a home in 66032?

  • • The average homeowners insurance premium paid annually for a home in 66032 is around $1091 per year.

What does it cost on average per month for home insurance in 66032?

  • • Homeowners in 66032 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66032?

  • • Autoowners in 66032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Garnett area, check out other zip codes nearby 66032.
Review average rates in another zip code:
66032 homeowners insurance rates

Home Replacement Cost Coverage in 66032

Average Building Cost Per Square Foot in 66032: $126

Location: Garnett, Kansas (Anderson County)

Average Square Footage in 66032: 1,039 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66032 before you start any project. Garnett homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,039 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Garnett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,039$130,900
Additional Upgrades & Added Features$1581,039$163,625
Major Home Updates or Advancements$1891,039$196,350

It's important to understand that when you estimate your replacement cost of your home in the 66032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66032

Kansas Farm Bureau Financial Services - Pauline Hermann

Address: N Hwy 59 Garnett, KS 66032
Phone: (785)448-6125
Website: www.fbfs.com

Farm Bureau Financial Services - Wes Leisure

Address: N Highway 59 Rr 1 Box 66 Garnett, KS 66032
Phone: (785)448-6125
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66032

Kansas Farm Bureau Financial Services - Pauline Hermann

Address: N Hwy 59 Garnett, KS 66032
Phone:
Website: http://www.fbfs.com
Info:

Looker- William R - State Farm Insurance Agent

Address: 415 S Oak St Garnett, KS 66032
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brent Ellison- Farmers Insurance

Address: 803 N Maple St Garnett, KS 66032
Phone:
Website: http://www.farmersagent.com/bellison
Info:

American Family Insurance- Chris Maynard C Agency

Address: 117 E 4th Ave Garnett, KS 66032
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 66032

Population Review for 66032 Zip Code

For the city of Garnett, the population within 66032 has increased to over 5,006 residents in population size. The current population total is 5,022. We have broken down the population based on race below. In 66032, there are over 2489 in male population and 2533 females.

PopulationValues
Total Population5,022
White Population4673
Black Population15
Hispanic Population119
Asian Population33
Hawaiian Population2
Indian Population35
Other Population45
Male Population2489
Female Population2533
Population Estimate5006

Household Data for 66032

The average number of homes in 66032 is around 2,001, there are an average of 2.46 per household. The average house value according to local real estate values is around $130,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,001
Persons Per Household2.46
Average House Value$130,900
Income Per Household$55208
Median Age42.0
Median Age Male39.8
Median Age Female44.0
66032 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityGarnett
City Alias NameGARNETT
CountyAnderson
County FIPS003
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses144
Number Of Employees1176
Business First Quarter Payroll9430
Business Annual Payroll42434
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential2035
Delivery Business149
Delivery Total2306
Preferred Last Line KeyW20592
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20592
Land Area211.991000
Water Area1.547000
City Alias Code
City Mixed CaseGarnett
City Alias Mixed CaseGarnett
Box Count51
SFDU1937
MFDU76
State ANSI20
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number193410
Unique ZIP Name
SSA State County Code17010
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAnderson

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]