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Home Insurance Quotes in 66035

Are you shopping for a cheaper homeowners insurance rate in 66035? Our rates are very competitive for homeowners living in Highland, KS. Many homeowners located in the 66035 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 66035. To get free 66035 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 66035 zip code should appear in the zip code field ready to go. Shopping Highland, KS Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 66035 to review the best rate coverages.

Your 66035 Home Insurance Costs Is Rated: High!

For the great city of Highland, the average home insurance premium paid annually is around $1137 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Kansas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Highland and need insurance on your home in the 66035 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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66035 Home Insurance Average Premiums

Local 66035 homeowners insurance quotes comparison

$887 /yr.

Shows Zip Code: 66035 lowest rates with discounts applied on average.

For the 66035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$887 /yr.
Average Coverage:$1137 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1437 /yr.

What is the average home insurance cost for a home in 66035?

  • • The average homeowners insurance premium paid annually for a home in 66035 is around $1137 per year.

What does it cost on average per month for home insurance in 66035?

  • • Homeowners in 66035 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66035?

  • • Autoowners in 66035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Highland area, check out other zip codes nearby 66035.
Review average rates in another zip code:
66035 homeowners insurance rates

Home Replacement Cost Coverage in 66035

Average Building Cost Per Square Foot in 66035: $126

Location: Highland, Kansas (Doniphan County)

Average Square Footage in 66035: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66035 before you start any project. Highland homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Highland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126948$119,400
Additional Upgrades & Added Features$158948$149,250
Major Home Updates or Advancements$189948$179,100

It's important to understand that when you estimate your replacement cost of your home in the 66035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66035

Best Home & Auto Insurance Agencies in 66035

Housing Demographics for 66035

Population Review for 66035 Zip Code

For the city of Highland, the population within 66035 has increased to over 694 residents in population size. The current population total is 1,169. We have broken down the population based on race below. In 66035, there are over 639 in male population and 530 females.

PopulationValues
Total Population1,169
White Population937
Black Population143
Hispanic Population45
Asian Population8
Hawaiian Population0
Indian Population16
Other Population20
Male Population639
Female Population530
Population Estimate694

Household Data for 66035

The average number of homes in 66035 is around 370, there are an average of 2.22 per household. The average house value according to local real estate values is around $119,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode370
Persons Per Household2.22
Average House Value$119,400
Income Per Household$64250
Median Age31.9
Median Age Male30.4
Median Age Female33.7
66035 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityHighland
City Alias NameHIGHLAND
CountyDoniphan
County FIPS043
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA41140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Joseph, MO-KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees249
Business First Quarter Payroll1527
Business Annual Payroll6542
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127329
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential313
Delivery Business12
Delivery Total445
Preferred Last Line KeyW20696
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20696
Land Area44.584000
Water Area0.034000
City Alias Code
City Mixed CaseHighland
City Alias Mixed CaseHighland
Box Count99
SFDU299
MFDU6
State ANSI20
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number194103
Unique ZIP Name
SSA State County Code17210
Medicare CBSA Code41140
Medicare CBSA NameSt. Joseph, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDoniphan

Kansas Homeowners Insurance News & Information

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