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Homeowners Insurance coverage in 66050

If you are a homeowner in 66050 or Lecompton, KS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Lecompton.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 66050.

Learn more about our homeowners insurance shopping service by selecting the best Lecompton, KS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 66050?

Residents of Lecompton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Kansas? While Kansas is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Kansas comes in at 14 in the country for homeowners insurance premiums.

If you are living in 66050 zipcode, expect to pay around $1142 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Lecompton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

66050 Home Insurance Average Premiums

Local 66050 homeowners insurance quotes comparison

$892 /yr.

Shows Zip Code: 66050 lowest rates with discounts applied on average.

For the 66050, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$892 /yr.
Average Coverage:$1142 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1442 /yr.

What is the average home insurance cost for a home in 66050?

  • • The average homeowners insurance premium paid annually for a home in 66050 is around $1142 per year.

What does it cost on average per month for home insurance in 66050?

  • • Homeowners in 66050 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66050?

  • • Autoowners in 66050 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lecompton area, check out other zip codes nearby 66050.
Review average rates in another zip code:
66050 homeowners insurance rates

Home Replacement Cost Coverage in 66050

Average Building Cost Per Square Foot in 66050: $126

Location: Lecompton, Kansas (Douglas County)

Average Square Footage in 66050: 1,522 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66050 before you start any project. Lecompton homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66050 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66050 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,522 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lecompton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,522$191,800
Additional Upgrades & Added Features$1581,522$239,750
Major Home Updates or Advancements$1891,522$287,700

It's important to understand that when you estimate your replacement cost of your home in the 66050 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66050

Best Home & Auto Insurance Agencies in 66050

Housing Demographics for 66050

Population Review for 66050 Zip Code

For the city of Lecompton, the population within 66050 has increased to over 1,572 residents in population size. The current population total is 1,787. We have broken down the population based on race below. In 66050, there are over 901 in male population and 886 females.

PopulationValues
Total Population1,787
White Population1585
Black Population23
Hispanic Population54
Asian Population18
Hawaiian Population0
Indian Population24
Other Population22
Male Population901
Female Population886
Population Estimate1572

Household Data for 66050

The average number of homes in 66050 is around 744, there are an average of 2.40 per household. The average house value according to local real estate values is around $191,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode744
Persons Per Household2.40
Average House Value$191,800
Income Per Household$96667
Median Age47.5
Median Age Male47.9
Median Age Female46.5
66050 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityLecompton
City Alias NameLECOMPTON
CountyDouglas
County FIPS045
State FIPS20
Time Zone6
Day Light SavingY
MSA4150
PMSA
CSA312
CBSA29940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLawrence, KS
MSA_NameLawrence, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees89
Business First Quarter Payroll655
Business Annual Payroll3228
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population110826
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential655
Delivery Business18
Delivery Total10176
Preferred Last Line KeyW20864
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20864
Land Area40.405000
Water Area0.592000
City Alias Code
City Mixed CaseLecompton
City Alias Mixed CaseLecompton
Box Count129
SFDU599
MFDU0
State ANSI20
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number195071
Unique ZIP Name
SSA State County Code17220
Medicare CBSA Code29940
Medicare CBSA NameLawrence, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDouglas

Kansas Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]