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Are you paying too much for homeowners insurance in 66062? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Olathe, KS that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Kansas licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 66062?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 66062 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 66062 and get ready to save.

3 Easy Ways To Save Money In 66062

These three links will help you explore home insurance quotes in 66062 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 66062 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Olathe is roughly $1137. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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66062 Home Insurance Average Premiums

Local 66062 homeowners insurance quotes comparison

$887 /yr.

Shows Zip Code: 66062 lowest rates with discounts applied on average.

For the 66062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$887 /yr.
Average Coverage:$1137 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1437 /yr.

What is the average home insurance cost for a home in 66062?

  • • The average homeowners insurance premium paid annually for a home in 66062 is around $1137 per year.

What does it cost on average per month for home insurance in 66062?

  • • Homeowners in 66062 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66062?

  • • Autoowners in 66062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Olathe area, check out other zip codes nearby 66062.
Review average rates in another zip code:
66062 homeowners insurance rates
66061 homeowners insurance rates

Home Replacement Cost Coverage in 66062

Average Building Cost Per Square Foot in 66062: $126

Location: Olathe, Kansas (Johnson County)

Average Square Footage in 66062: 2,166 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66062 before you start any project. Olathe homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,166 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Olathe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,166$272,900
Additional Upgrades & Added Features$1582,166$341,125
Major Home Updates or Advancements$1892,166$409,350

It's important to understand that when you estimate your replacement cost of your home in the 66062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66062

Allstate Insurance - Jeremy Schafer

Address: 600 E. Santa Fe Olathe, KS 66062
Phone: (913)782-0101
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=6054

Allstate Insurance-Terry G. Haug LUTCF

Address: 1990 E Santa Fe St Ste 102 Olathe, KS 66062
Phone: (913)829-2700
Website: agent.allstate.com/74240

Allstate Insurance - Teressa A Meinhardt

Address: 801 1/2 S Clairborne Rd Olathe, KS 66062
Phone: (913)780-0000
Website:

Farm Bureau Financial Services - Rick Leiker

Address: 13839 S Mur Len Rd Ste D Olathe, KS 66062
Phone: (913)829-5700
Website: www.fbfs.com

Allstate Insurance-Patterson Agency

Address: 1481 E 151st St Olathe, KS 66062
Phone: (913)768-7044
Website: agent.allstate.com/23664

Best Home & Auto Insurance Agencies in 66062

Booth- John G

Address: 1857 S Ridgeview Rd Olathe, KS 66062
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group-Brannin Nancy

Address: 601 N Mur Len Rd, #21a Olathe, KS 66062
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

American Family Insurance

Address: 12013 S Strang Line Rd Olathe, KS 66062
Phone:
Website:
Info:

Goodman- David K - State Farm Insurance Agent

Address: 1990 E Santa Fe St, #201 Olathe, KS 66062
Phone:
Website:
Info:

Hickey- James L - State Farm Insurance Agent

Address: 525 N Mur Len Rd Olathe, KS 66062
Phone:
Website:
Info:

Housing Demographics for 66062

Population Review for 66062 Zip Code

For the city of Olathe, the population within 66062 has increased to over 82,081 residents in population size. The current population total is 77,553. We have broken down the population based on race below. In 66062, there are over 38237 in male population and 39316 females.

PopulationValues
Total Population77,553
White Population58875
Black Population4487
Hispanic Population7215
Asian Population4065
Hawaiian Population76
Indian Population347
Other Population2502
Male Population38237
Female Population39316
Population Estimate82081

Household Data for 66062

The average number of homes in 66062 is around 27,525, there are an average of 2.79 per household. The average house value according to local real estate values is around $272,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,525
Persons Per Household2.79
Average House Value$272,900
Income Per Household$104572
Median Age36.3
Median Age Male35.4
Median Age Female37.1
66062 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityOlathe
City Alias NameOLATHE
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1695
Number Of Employees30540
Business First Quarter Payroll395306
Business Annual Payroll1631942
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential29420
Delivery Business1622
Delivery Total42095
Preferred Last Line KeyW21142
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21142
Land Area42.068000
Water Area0.358000
City Alias Code
City Mixed CaseOlathe
City Alias Mixed CaseOlathe
Box Count0
SFDU10739
MFDU3884
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number196754
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]