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Homeowners Insurance in 66076

For homeowners living in 66076, you want more affordable home insurance rates in Pomona, right? Our rates are very competitive for homeowners living in the great city of Pomona, KS. Many homeowners living in the 66076 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 66076 should appear in the zip code field ready to go. Comparing Pomona, KS Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

66076 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Pomona pay around $1114 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Kansas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 66076 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Pomona homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Kansas home insurance premium today!

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66076 Home Insurance Average Premiums

Local 66076 homeowners insurance quotes comparison

$864 /yr.

Shows Zip Code: 66076 lowest rates with discounts applied on average.

For the 66076, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$864 /yr.
Average Coverage:$1114 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1414 /yr.

What is the average home insurance cost for a home in 66076?

  • • The average homeowners insurance premium paid annually for a home in 66076 is around $1114 per year.

What does it cost on average per month for home insurance in 66076?

  • • Homeowners in 66076 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66076?

  • • Autoowners in 66076 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pomona area, check out other zip codes nearby 66076.
Review average rates in another zip code:
66076 homeowners insurance rates

Home Replacement Cost Coverage in 66076

Average Building Cost Per Square Foot in 66076: $126

Location: Pomona, Kansas (Franklin County)

Average Square Footage in 66076: 1,237 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66076 before you start any project. Pomona homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66076 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66076 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,237 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pomona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,237$155,900
Additional Upgrades & Added Features$1581,237$194,875
Major Home Updates or Advancements$1891,237$233,850

It's important to understand that when you estimate your replacement cost of your home in the 66076 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66076

Best Home & Auto Insurance Agencies in 66076

Housing Demographics for 66076

Population Review for 66076 Zip Code

For the city of Pomona, the population within 66076 has increased to over 2,207 residents in population size. The current population total is 2,282. We have broken down the population based on race below. In 66076, there are over 1133 in male population and 1149 females.

PopulationValues
Total Population2,282
White Population2070
Black Population6
Hispanic Population70
Asian Population6
Hawaiian Population0
Indian Population17
Other Population22
Male Population1133
Female Population1149
Population Estimate2207

Household Data for 66076

The average number of homes in 66076 is around 820, there are an average of 2.78 per household. The average house value according to local real estate values is around $155,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode820
Persons Per Household2.78
Average House Value$155,900
Income Per Household$71100
Median Age41.9
Median Age Male42.5
Median Age Female41.2
66076 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityPomona
City Alias NamePOMONA
CountyFranklin
County FIPS059
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA36840
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOttawa, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees87
Business First Quarter Payroll437
Business Annual Payroll2054
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential794
Delivery Business8
Delivery Total905
Preferred Last Line KeyW21235
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21235
Land Area91.974000
Water Area0.679000
City Alias Code
City Mixed CasePomona
City Alias Mixed CasePomona
Box Count86
SFDU785
MFDU0
State ANSI20
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number197348
Unique ZIP Name
SSA State County Code17290
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseFranklin

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]