Get multiple home insurance quotes in 66218. Our licensed 66218, KS agents are ready to serve you.

66218, KS Homeowners Insurance Rates

With a population size of 9,558 and with 3,069 occupied homes in the 66218 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Shawnee, KS are around $1,152 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Shawnee, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Shawnee, KS.

For Kansas home insurance information, including average Shawnee home insurance rates, coverage options or the different homeowners insurance types, please select Shawnee, KS Home Insurance Quotes Now!

66218 Home Insurance Average Premiums

Local 66218 homeowners insurance quotes comparison

$902 /yr.

Shows Zip Code: 66218 lowest rates with discounts applied on average.

For the 66218, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$902 /yr.
Average Coverage:$1152 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1452 /yr.

What is the average home insurance cost for a home in 66218?

  • • The average homeowners insurance premium paid annually for a home in 66218 is around $1152 per year.

What does it cost on average per month for home insurance in 66218?

  • • Homeowners in 66218 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 66218?

  • • Autoowners in 66218 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shawnee area, check out other zip codes nearby 66218.
Review average rates in another zip code:
66216 homeowners insurance rates
66226 homeowners insurance rates
66203 homeowners insurance rates
66218 homeowners insurance rates
66217 homeowners insurance rates

Home Replacement Cost Coverage in 66218

Average Building Cost Per Square Foot in 66218: $126

Location: Shawnee, Kansas (Johnson County)

Average Square Footage in 66218: 2,560 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66218 before you start any project. Shawnee homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66218 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66218 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,560 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shawnee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,560$322,600
Additional Upgrades & Added Features$1582,560$403,250
Major Home Updates or Advancements$1892,560$483,900

It's important to understand that when you estimate your replacement cost of your home in the 66218 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66218

Best Home & Auto Insurance Agencies in 66218

American Family Insurance

Address: 21632 Midland Dr Shawnee, KS 66218
Phone:
Website:
Info:

Housing Demographics for 66218

Population Review for 66218 Zip Code

For the city of Shawnee, the population within 66218 has increased to over 10,085 residents in population size. The current population total is 9,558. We have broken down the population based on race below. In 66218, there are over 4671 in male population and 4887 females.

PopulationValues
Total Population9,558
White Population7859
Black Population428
Hispanic Population516
Asian Population366
Hawaiian Population4
Indian Population31
Other Population100
Male Population4671
Female Population4887
Population Estimate10085

Household Data for 66218

The average number of homes in 66218 is around 3,069, there are an average of 3.11 per household. The average house value according to local real estate values is around $322,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,069
Persons Per Household3.11
Average House Value$322,600
Income Per Household$136726
Median Age36.8
Median Age Male37.0
Median Age Female36.6
66218 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityShawnee
City Alias NameSHAWNEE
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses168
Number Of Employees2068
Business First Quarter Payroll21523
Business Annual Payroll92433
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential3243
Delivery Business122
Delivery Total4159
Preferred Last Line KeyW21388
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21388
Land Area10.482000
Water Area0.264000
City Alias Code
City Mixed CaseShawnee
City Alias Mixed CaseShawnee
Box Count0
SFDU1607
MFDU0
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]