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66407 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 66407 zip code it's important to know that our rates are very competitive for homeowners living in Belvue, KS. Many homeowners based out of your 66407 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66407 should appear in the zip code field ready to go. For Belvue, KS Homeowners Insurance Quotes nearby, we offer the best rates and service.

66407: Average Home Insurance Rates

For homeowners living in the great city of Belvue, the average homeowners policy is considered high in comparison to other states. Kansas premiums are estimated to be around $1071 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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66407 Home Insurance Average Premiums

Local 66407 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 66407 lowest rates with discounts applied on average.

For the 66407, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1371 /yr.

What is the average home insurance cost for a home in 66407?

  • • The average homeowners insurance premium paid annually for a home in 66407 is around $1071 per year.

What does it cost on average per month for home insurance in 66407?

  • • Homeowners in 66407 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66407?

  • • Autoowners in 66407 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belvue area, check out other zip codes nearby 66407.
Review average rates in another zip code:
66407 homeowners insurance rates

Home Replacement Cost Coverage in 66407

Average Building Cost Per Square Foot in 66407: $126

Location: Belvue, Kansas (Pottawatomie County)

Average Square Footage in 66407: 1,190 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66407 before you start any project. Belvue homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66407 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66407 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,190 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belvue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,190$150,000
Additional Upgrades & Added Features$1581,190$187,500
Major Home Updates or Advancements$1891,190$225,000

It's important to understand that when you estimate your replacement cost of your home in the 66407 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66407

Best Home & Auto Insurance Agencies in 66407

Housing Demographics for 66407

Population Review for 66407 Zip Code

For the city of Belvue, the population within 66407 has increased to over 428 residents in population size. The current population total is 492. We have broken down the population based on race below. In 66407, there are over 241 in male population and 251 females.

PopulationValues
Total Population492
White Population416
Black Population0
Hispanic Population49
Asian Population2
Hawaiian Population0
Indian Population8
Other Population6
Male Population241
Female Population251
Population Estimate428

Household Data for 66407

The average number of homes in 66407 is around 157, there are an average of 3.13 per household. The average house value according to local real estate values is around $150,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode157
Persons Per Household3.13
Average House Value$150,000
Income Per Household$49962
Median Age34.8
Median Age Male30.8
Median Age Female39.3
66407 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityBelvue
City Alias NameBELVUE
CountyPottawatomie
County FIPS149
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees679
Business First Quarter Payroll9797
Business Annual Payroll38920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential137
Delivery Business3
Delivery Total203
Preferred Last Line KeyW20144
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20144
Land Area56.218000
Water Area0.850000
City Alias Code
City Mixed CaseBelvue
City Alias Mixed CaseBelvue
Box Count52
SFDU137
MFDU0
State ANSI20
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number190913
Unique ZIP Name
SSA State County Code17740
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePottawatomie

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]