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66422 Home Insurance Rates & Premiums

Did you know there are over 445 people living within the 66422 zip code area? There are over 150 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 66422.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Kansas are on the rise. The estimated average premium is around $1,108 a year for a standard homeowners insurance policy in Emmett. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Emmett, KS Homeowners Insurance Quotes Online

66422 Home Insurance Average Premiums

Local 66422 homeowners insurance quotes comparison

$858 /yr.

Shows Zip Code: 66422 lowest rates with discounts applied on average.

For the 66422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$858 /yr.
Average Coverage:$1108 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1408 /yr.

What is the average home insurance cost for a home in 66422?

  • • The average homeowners insurance premium paid annually for a home in 66422 is around $1108 per year.

What does it cost on average per month for home insurance in 66422?

  • • Homeowners in 66422 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 66422?

  • • Autoowners in 66422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Emmett area, check out other zip codes nearby 66422.
Review average rates in another zip code:
66422 homeowners insurance rates

Home Replacement Cost Coverage in 66422

Average Building Cost Per Square Foot in 66422: $126

Location: Emmett, Kansas (Pottawatomie County)

Average Square Footage in 66422: 79 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66422 before you start any project. Emmett homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 79 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Emmett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$12679$10,000
Additional Upgrades & Added Features$15879$12,500
Major Home Updates or Advancements$18979$15,000

It's important to understand that when you estimate your replacement cost of your home in the 66422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66422

Best Home & Auto Insurance Agencies in 66422

Housing Demographics for 66422

Population Review for 66422 Zip Code

For the city of Emmett, the population within 66422 has increased to over 338 residents in population size. The current population total is 445. We have broken down the population based on race below. In 66422, there are over 240 in male population and 205 females.

PopulationValues
Total Population445
White Population378
Black Population4
Hispanic Population27
Asian Population2
Hawaiian Population1
Indian Population8
Other Population9
Male Population240
Female Population205
Population Estimate338

Household Data for 66422

The average number of homes in 66422 is around 150, there are an average of 2.97 per household. The average house value according to local real estate values is around $10,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode150
Persons Per Household2.97
Average House Value$10,000
Income Per Household$63522
Median Age30.6
Median Age Male29.6
Median Age Female31.4
66422 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityEmmett
City Alias NameEMMETT
CountyPottawatomie
County FIPS149
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential114
Delivery Business2
Delivery Total193
Preferred Last Line KeyW20498
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20498
Land Area55.955000
Water Area0.360000
City Alias Code
City Mixed CaseEmmett
City Alias Mixed CaseEmmett
Box Count73
SFDU114
MFDU0
State ANSI20
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number192915
Unique ZIP Name
SSA State County Code17740
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePottawatomie

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]