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66423 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 66423? There are over 351 occupied homes in the 66423 area. With a population size of 855, it's not uncommon for residence of Eskridge, KS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kansas is around $1,130 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 66423 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Eskridge, KS Home Insurance Rate Quotes

66423 Home Insurance Average Premiums

Local 66423 homeowners insurance quotes comparison

$880 /yr.

Shows Zip Code: 66423 lowest rates with discounts applied on average.

For the 66423, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$880 /yr.
Average Coverage:$1130 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1430 /yr.

What is the average home insurance cost for a home in 66423?

  • • The average homeowners insurance premium paid annually for a home in 66423 is around $1130 per year.

What does it cost on average per month for home insurance in 66423?

  • • Homeowners in 66423 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 66423?

  • • Autoowners in 66423 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eskridge area, check out other zip codes nearby 66423.
Review average rates in another zip code:
66423 homeowners insurance rates

Home Replacement Cost Coverage in 66423

Average Building Cost Per Square Foot in 66423: $126

Location: Eskridge, Kansas (Wabaunsee County)

Average Square Footage in 66423: 685 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66423 before you start any project. Eskridge homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66423 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66423 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 685 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eskridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126685$86,300
Additional Upgrades & Added Features$158685$107,875
Major Home Updates or Advancements$189685$129,450

It's important to understand that when you estimate your replacement cost of your home in the 66423 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66423

Best Home & Auto Insurance Agencies in 66423

Housing Demographics for 66423

Population Review for 66423 Zip Code

For the city of Eskridge, the population within 66423 has increased to over 576 residents in population size. The current population total is 855. We have broken down the population based on race below. In 66423, there are over 453 in male population and 402 females.

PopulationValues
Total Population855
White Population807
Black Population0
Hispanic Population22
Asian Population3
Hawaiian Population0
Indian Population3
Other Population2
Male Population453
Female Population402
Population Estimate576

Household Data for 66423

The average number of homes in 66423 is around 351, there are an average of 2.25 per household. The average house value according to local real estate values is around $86,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode351
Persons Per Household2.25
Average House Value$86,300
Income Per Household$57880
Median Age52.8
Median Age Male51.5
Median Age Female54.0
66423 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityEskridge
City Alias NameESKRIDGE
CountyWabaunsee
County FIPS197
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees35
Business First Quarter Payroll155
Business Annual Payroll787
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential256
Delivery Business7
Delivery Total413
Preferred Last Line KeyW20506
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20506
Land Area151.939000
Water Area0.464000
City Alias Code
City Mixed CaseEskridge
City Alias Mixed CaseEskridge
Box Count130
SFDU250
MFDU0
State ANSI20
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193003
Unique ZIP Name
SSA State County Code17980
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseWabaunsee

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]