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66427, KS Home Insurance

In the zip code of 66427, the population size is around 1,328, which consists of 530 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Frankfort, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,089 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 66427 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Frankfort. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Frankfort, KS Homeowners Insurance Online Rates Today!

66427 Home Insurance Average Premiums

Local 66427 homeowners insurance quotes comparison

$839 /yr.

Shows Zip Code: 66427 lowest rates with discounts applied on average.

For the 66427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$839 /yr.
Average Coverage:$1089 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1389 /yr.

What is the average home insurance cost for a home in 66427?

  • • The average homeowners insurance premium paid annually for a home in 66427 is around $1089 per year.

What does it cost on average per month for home insurance in 66427?

  • • Homeowners in 66427 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66427?

  • • Autoowners in 66427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Frankfort area, check out other zip codes nearby 66427.
Review average rates in another zip code:
66427 homeowners insurance rates

Home Replacement Cost Coverage in 66427

Average Building Cost Per Square Foot in 66427: $126

Location: Frankfort, Kansas (Marshall County)

Average Square Footage in 66427: 806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66427 before you start any project. Frankfort homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 806 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Frankfort area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126806$101,600
Additional Upgrades & Added Features$158806$127,000
Major Home Updates or Advancements$189806$152,400

It's important to understand that when you estimate your replacement cost of your home in the 66427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66427

Best Home & Auto Insurance Agencies in 66427

Housing Demographics for 66427

Population Review for 66427 Zip Code

For the city of Frankfort, the population within 66427 has increased to over 1,320 residents in population size. The current population total is 1,328. We have broken down the population based on race below. In 66427, there are over 658 in male population and 670 females.

PopulationValues
Total Population1,328
White Population1289
Black Population3
Hispanic Population10
Asian Population3
Hawaiian Population0
Indian Population3
Other Population6
Male Population658
Female Population670
Population Estimate1320

Household Data for 66427

The average number of homes in 66427 is around 530, there are an average of 2.44 per household. The average house value according to local real estate values is around $101,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode530
Persons Per Household2.44
Average House Value$101,600
Income Per Household$69246
Median Age46.0
Median Age Male42.7
Median Age Female48.0
66427 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityFrankfort
City Alias NameFRANKFORT
CountyMarshall
County FIPS117
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses42
Number Of Employees281
Business First Quarter Payroll2525
Business Annual Payroll11486
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential541
Delivery Business53
Delivery Total626
Preferred Last Line KeyW20556
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20556
Land Area211.351000
Water Area1.333000
City Alias Code
City Mixed CaseFrankfort
City Alias Mixed CaseFrankfort
Box Count13
SFDU529
MFDU12
State ANSI20
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number193212
Unique ZIP Name
SSA State County Code17580
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarshall

Kansas Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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