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Homeowners Insurance coverage in 66429

If you are a homeowner in 66429 or Grantville, KS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Grantville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 66429.

Learn more about our homeowners insurance shopping service by selecting the best Grantville, KS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 66429?

Residents of Grantville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Kansas? While Kansas is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Kansas comes in at 14 in the country for homeowners insurance premiums.

If you are living in 66429 zipcode, expect to pay around $1148 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Grantville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

66429 Home Insurance Average Premiums

Local 66429 homeowners insurance quotes comparison

$898 /yr.

Shows Zip Code: 66429 lowest rates with discounts applied on average.

For the 66429, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$898 /yr.
Average Coverage:$1148 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1448 /yr.

What is the average home insurance cost for a home in 66429?

  • • The average homeowners insurance premium paid annually for a home in 66429 is around $1148 per year.

What does it cost on average per month for home insurance in 66429?

  • • Homeowners in 66429 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 66429?

  • • Autoowners in 66429 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grantville area, check out other zip codes nearby 66429.
Review average rates in another zip code:
66429 homeowners insurance rates

Home Replacement Cost Coverage in 66429

Average Building Cost Per Square Foot in 66429: $126

Location: Grantville, Kansas (Jefferson County)

Average Square Footage in 66429: 1,094 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66429 before you start any project. Grantville homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66429 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66429 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,094 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grantville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,094$137,800
Additional Upgrades & Added Features$1581,094$172,250
Major Home Updates or Advancements$1891,094$206,700

It's important to understand that when you estimate your replacement cost of your home in the 66429 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66429

Best Home & Auto Insurance Agencies in 66429

Housing Demographics for 66429

Population Review for 66429 Zip Code

For the city of Grantville, the population within 66429 has increased to over 500 residents in population size. The current population total is 564. We have broken down the population based on race below. In 66429, there are over 288 in male population and 276 females.

PopulationValues
Total Population564
White Population501
Black Population3
Hispanic Population37
Asian Population2
Hawaiian Population2
Indian Population14
Other Population16
Male Population288
Female Population276
Population Estimate500

Household Data for 66429

The average number of homes in 66429 is around 239, there are an average of 2.36 per household. The average house value according to local real estate values is around $137,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode239
Persons Per Household2.36
Average House Value$137,800
Income Per Household$67054
Median Age49.8
Median Age Male51.0
Median Age Female48.8
66429 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityGrantville
City Alias NameGRANTVILLE
CountyJefferson
County FIPS087
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees43
Business First Quarter Payroll267
Business Annual Payroll1170
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential212
Delivery Business8
Delivery Total260
Preferred Last Line KeyW20623
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20623
Land Area12.810000
Water Area0.069000
City Alias Code
City Mixed CaseGrantville
City Alias Mixed CaseGrantville
Box Count34
SFDU212
MFDU0
State ANSI20
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193608
Unique ZIP Name
SSA State County Code17430
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseJefferson

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]