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Check Out 66442 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Fort Riley, KS.
We will gather some basic information about your home in Fort Riley, KS and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
Our service is always free and we have a team of Kansas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.
If you are ready to start researching homeowner insurance rates in 66442 simply click the "Get Multiple Quotes Now" button.
Research Home Insurance Quotes in 66442
We have pulled together a variety of data related to homeowners insurance in Kansas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Kansas as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fort Riley, KS home insurance quotes in your local city and review the most competitive coverages and premiums.
66442 Homeowners Insurance Rates, Average Rating: high!
Homeowners insurance policies in 66442 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Kansas is roughly $1080. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 66442 homeowners insurance policy!
66442 Home Insurance Average Premiums
$830 /yr.
Shows Zip Code: 66442 lowest rates with discounts applied on average.
For the 66442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $830 /yr. |
| Average Coverage: | $1080 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1380 /yr. |
What is the average home insurance cost for a home in 66442?
- • The average homeowners insurance premium paid annually for a home in 66442 is around $1080 per year.
What does it cost on average per month for home insurance in 66442?
- • Homeowners in 66442 pay a monthly average cost per month around $90.00.
What kind of discount could I get if I combine my home and auto insurance together in 66442?
- • Autoowners in 66442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Fort Riley area, check out other zip codes nearby 66442.
Review average rates in another zip code:
66442 homeowners insurance rates
Home Replacement Cost Coverage in 66442
Average Building Cost Per Square Foot in 66442: $126
Location: Fort Riley, Kansas (Geary County)Average Square Footage in 66442: 1,310 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 66442 before you start any project. Fort Riley homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 66442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,310 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Riley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $126 | 1,310 | $165,000 |
| Additional Upgrades & Added Features | $158 | 1,310 | $206,250 |
| Major Home Updates or Advancements | $189 | 1,310 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 66442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 66442
Best Home & Auto Insurance Agencies in 66442
Housing Demographics for 66442
Population Review for 66442 Zip Code
For the city of Fort Riley, the population within 66442 has increased to over 12,467 residents in population size. The current population total is 16,751. We have broken down the population based on race below. In 66442, there are over 10287 in male population and 6464 females.
| Population | Values |
|---|---|
| Total Population | 16,751 |
| White Population | 10509 |
| Black Population | 2798 |
| Hispanic Population | 3539 |
| Asian Population | 669 |
| Hawaiian Population | 179 |
| Indian Population | 164 |
| Other Population | 603 |
| Male Population | 10287 |
| Female Population | 6464 |
| Population Estimate | 12467 |
Household Data for 66442
The average number of homes in 66442 is around 3,536, there are an average of 3.30 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 3,536 |
| Persons Per Household | 3.30 |
| Average House Value | $165,000 |
| Income Per Household | $44219 |
| Median Age | 21.9 |
| Median Age Male | 21.8 |
| Median Age Female | 22.1 |
| 66442 Details | Values |
|---|---|
| State | KS |
| State Full Name | Kansas |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 785 |
| City | Fort Riley |
| City Alias Name | FORT RILEY |
| County | Geary |
| County FIPS | 061 |
| State FIPS | 20 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | 31740 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Manhattan, KS |
| MSA_Name | |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 62 |
| Number Of Employees | 1236 |
| Business First Quarter Payroll | 17438 |
| Business Annual Payroll | 68531 |
| Business Employment Flag | |
| Growth Rank | 71 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 961 |
| Growth Increase Percentage | 2.8 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 127081 |
| CBSA Division Population | 0 |
| Congressional District | 01|02 |
| Congressional LandArea | 52542.5|14143.34 |
| Delivery Residential | 3778 |
| Delivery Business | 17 |
| Delivery Total | 7996 |
| Preferred Last Line Key | W20549 |
| Classification Code | |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | W20549 |
| Land Area | 33.983000 |
| Water Area | 0.495000 |
| City Alias Code | M1P |
| City Mixed Case | Fort Riley |
| City Alias Mixed Case | Fort Riley |
| Box Count | 404 |
| SFDU | 4 |
| MFDU | 1 |
| State ANSI | 20 |
| County ANSI | 061 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 194587 |
| Unique ZIP Name | |
| SSA State County Code | 17300 |
| Medicare CBSA Code | 31740 |
| Medicare CBSA Name | Manhattan, KS |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Geary |
Kansas Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]