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Home Insurance Rates in 66506

For homeowners shopping online in 66506, our insurance rates are very competitive for homeowners living in Manhattan, KS. Many homeowners based out of the great city of Manhattan have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 66506, simply click the "Get Multiple Quotes Now" button. Your 66506 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Manhattan, KS Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

66506 Home Insurance Rating is: High!

If you live in 66506, you can easily save up to 40% off the average home insurance premium of $1080 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Manhattan can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 66506 today!

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66506 Home Insurance Average Premiums

Local 66506 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 66506 lowest rates with discounts applied on average.

For the 66506, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1380 /yr.

What is the average home insurance cost for a home in 66506?

  • • The average homeowners insurance premium paid annually for a home in 66506 is around $1080 per year.

What does it cost on average per month for home insurance in 66506?

  • • Homeowners in 66506 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66506?

  • • Autoowners in 66506 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manhattan area, check out other zip codes nearby 66506.
Review average rates in another zip code:
66502 homeowners insurance rates
66503 homeowners insurance rates
66506 homeowners insurance rates

Home Replacement Cost Coverage in 66506

Average Building Cost Per Square Foot in 66506: $126

Location: Manhattan, Kansas (Riley County)

Average Square Footage in 66506: 1,310 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66506 before you start any project. Manhattan homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66506 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66506 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,310 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manhattan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,310$165,000
Additional Upgrades & Added Features$1581,310$206,250
Major Home Updates or Advancements$1891,310$247,500

It's important to understand that when you estimate your replacement cost of your home in the 66506 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66506

Best Home & Auto Insurance Agencies in 66506

Housing Demographics for 66506

Population Review for 66506 Zip Code

For the city of Manhattan, the population within 66506 has increased to over 0 residents in population size. The current population total is 3,128. We have broken down the population based on race below. In 66506, there are over 1403 in male population and 1725 females.

PopulationValues
Total Population3,128
White Population2506
Black Population117
Hispanic Population221
Asian Population113
Hawaiian Population1
Indian Population20
Other Population341
Male Population1403
Female Population1725
Population Estimate0

Household Data for 66506

The average number of homes in 66506 is around 4, there are an average of 21.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4
Persons Per Household21.00
Average House Value$165,000
Income Per Household$0
Median Age19.5
Median Age Male19.6
Median Age Female19.4
66506 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityManhattan
City Alias NameMANHATTAN
CountyRiley
County FIPS161
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees213
Business First Quarter Payroll917
Business Annual Payroll4365
Business Employment Flag
Growth Rank79
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1882
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential0
Delivery Business4
Delivery Total4
Preferred Last Line KeyW20939
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20939
Land Area0.708000
Water Area0.000000
City Alias Code
City Mixed CaseManhattan
City Alias Mixed CaseManhattan
Box Count0
SFDU0
MFDU0
State ANSI20
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number195643
Unique ZIP Name
SSA State County Code17800
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseRiley

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]