Get multiple home insurance quotes in 66521. Our licensed 66521, KS agents are ready to serve you.

66521 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 66521 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Onaga, KS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 66521 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kansas, like average Onaga homeowners insurance rates, coverage options or home insurance types, please select Onaga, KS Home Insurance Rates Online!

66521 Home Insurance Average Premiums

Local 66521 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 66521 lowest rates with discounts applied on average.

For the 66521, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 66521?

  • • The average homeowners insurance premium paid annually for a home in 66521 is around $1141 per year.

What does it cost on average per month for home insurance in 66521?

  • • Homeowners in 66521 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66521?

  • • Autoowners in 66521 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Onaga area, check out other zip codes nearby 66521.
Review average rates in another zip code:
66521 homeowners insurance rates

Home Replacement Cost Coverage in 66521

Average Building Cost Per Square Foot in 66521: $126

Location: Onaga, Kansas (Pottawatomie County)

Average Square Footage in 66521: 951 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66521 before you start any project. Onaga homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66521 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66521 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 951 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Onaga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126951$119,800
Additional Upgrades & Added Features$158951$149,750
Major Home Updates or Advancements$189951$179,700

It's important to understand that when you estimate your replacement cost of your home in the 66521 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66521

Best Home & Auto Insurance Agencies in 66521

Housing Demographics for 66521

Population Review for 66521 Zip Code

For the city of Onaga, the population within 66521 has increased to over 1,395 residents in population size. The current population total is 1,521. We have broken down the population based on race below. In 66521, there are over 747 in male population and 774 females.

PopulationValues
Total Population1,521
White Population1421
Black Population4
Hispanic Population44
Asian Population7
Hawaiian Population2
Indian Population15
Other Population9
Male Population747
Female Population774
Population Estimate1395

Household Data for 66521

The average number of homes in 66521 is around 584, there are an average of 2.51 per household. The average house value according to local real estate values is around $119,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode584
Persons Per Household2.51
Average House Value$119,800
Income Per Household$56607
Median Age43.2
Median Age Male43.0
Median Age Female43.5
66521 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityOnaga
City Alias NameONAGA
CountyPottawatomie
County FIPS149
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees394
Business First Quarter Payroll4094
Business Annual Payroll17618
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential556
Delivery Business21
Delivery Total703
Preferred Last Line KeyW21150
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21150
Land Area177.630000
Water Area0.473000
City Alias Code
City Mixed CaseOnaga
City Alias Mixed CaseOnaga
Box Count91
SFDU547
MFDU9
State ANSI20
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number196809
Unique ZIP Name
SSA State County Code17740
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePottawatomie

Kansas Homeowners Insurance News & Information

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