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66527 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 66527 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Powhattan, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 66527.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 66527 and start shopping.

Quickly and Easily Compare Average Rates for 66527

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Powhattan, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 66527

Homeowners in Powhattan are paying roughly $1116 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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66527 Home Insurance Average Premiums

Local 66527 homeowners insurance quotes comparison

$866 /yr.

Shows Zip Code: 66527 lowest rates with discounts applied on average.

For the 66527, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$866 /yr.
Average Coverage:$1116 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1416 /yr.

What is the average home insurance cost for a home in 66527?

  • • The average homeowners insurance premium paid annually for a home in 66527 is around $1116 per year.

What does it cost on average per month for home insurance in 66527?

  • • Homeowners in 66527 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66527?

  • • Autoowners in 66527 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Powhattan area, check out other zip codes nearby 66527.
Review average rates in another zip code:
66527 homeowners insurance rates

Home Replacement Cost Coverage in 66527

Average Building Cost Per Square Foot in 66527: $126

Location: Powhattan, Kansas (Brown County)

Average Square Footage in 66527: 595 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66527 before you start any project. Powhattan homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66527 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66527 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 595 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Powhattan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126595$75,000
Additional Upgrades & Added Features$158595$93,750
Major Home Updates or Advancements$189595$112,500

It's important to understand that when you estimate your replacement cost of your home in the 66527 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66527

Best Home & Auto Insurance Agencies in 66527

Housing Demographics for 66527

Population Review for 66527 Zip Code

For the city of Powhattan, the population within 66527 has increased to over 160 residents in population size. The current population total is 222. We have broken down the population based on race below. In 66527, there are over 116 in male population and 106 females.

PopulationValues
Total Population222
White Population173
Black Population3
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population22
Other Population3
Male Population116
Female Population106
Population Estimate160

Household Data for 66527

The average number of homes in 66527 is around 79, there are an average of 2.81 per household. The average house value according to local real estate values is around $75,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household2.81
Average House Value$75,000
Income Per Household$51429
Median Age49.7
Median Age Male54.0
Median Age Female46.5
66527 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityPowhattan
City Alias NamePOWHATTAN
CountyBrown
County FIPS013
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential57
Delivery Business4
Delivery Total104
Preferred Last Line KeyW21243
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21243
Land Area38.308000
Water Area0.012000
City Alias Code
City Mixed CasePowhattan
City Alias Mixed CasePowhattan
Box Count31
SFDU57
MFDU0
State ANSI20
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number197392
Unique ZIP Name
SSA State County Code17060
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseBrown

Kansas Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]