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Homeowners Insurance in 66537

Getting the most affordable home insurance rates in 66537 just got easier for Scranton, KS home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Scranton. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Scranton, KS Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 66537

When discussing Kansas homeowners insurance rates, Scranton residents are finding new ways to save time and money by discovering lower rates when they shop online. Kansas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 14. Residents that live within the 66537 zipcode are currently paying $1125 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Scranton does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

66537 Home Insurance Average Premiums

Local 66537 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 66537 lowest rates with discounts applied on average.

For the 66537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1425 /yr.

What is the average home insurance cost for a home in 66537?

  • • The average homeowners insurance premium paid annually for a home in 66537 is around $1125 per year.

What does it cost on average per month for home insurance in 66537?

  • • Homeowners in 66537 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 66537?

  • • Autoowners in 66537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scranton area, check out other zip codes nearby 66537.
Review average rates in another zip code:
66537 homeowners insurance rates

Home Replacement Cost Coverage in 66537

Average Building Cost Per Square Foot in 66537: $126

Location: Scranton, Kansas (Osage County)

Average Square Footage in 66537: 714 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66537 before you start any project. Scranton homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 714 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scranton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126714$90,000
Additional Upgrades & Added Features$158714$112,500
Major Home Updates or Advancements$189714$135,000

It's important to understand that when you estimate your replacement cost of your home in the 66537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66537

Best Home & Auto Insurance Agencies in 66537

Housing Demographics for 66537

Population Review for 66537 Zip Code

For the city of Scranton, the population within 66537 has increased to over 1,495 residents in population size. The current population total is 1,328. We have broken down the population based on race below. In 66537, there are over 695 in male population and 633 females.

PopulationValues
Total Population1,328
White Population1225
Black Population2
Hispanic Population46
Asian Population4
Hawaiian Population0
Indian Population3
Other Population4
Male Population695
Female Population633
Population Estimate1495

Household Data for 66537

The average number of homes in 66537 is around 510, there are an average of 2.60 per household. The average house value according to local real estate values is around $90,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode510
Persons Per Household2.60
Average House Value$90,000
Income Per Household$53194
Median Age44.1
Median Age Male44.1
Median Age Female44.1
66537 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityScranton
City Alias NameSCRANTON
CountyOsage
County FIPS139
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees44
Business First Quarter Payroll293
Business Annual Payroll1484
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential575
Delivery Business8
Delivery Total732
Preferred Last Line KeyW21368
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21368
Land Area53.042000
Water Area0.104000
City Alias Code
City Mixed CaseScranton
City Alias Mixed CaseScranton
Box Count36
SFDU544
MFDU0
State ANSI20
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number198184
Unique ZIP Name
SSA State County Code17690
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOsage

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]