Get multiple home insurance quotes in 66542. Our licensed 66542, KS agents are ready to serve you.

Home Insurance Rates in 66542

For homeowners shopping online in 66542, our insurance rates are very competitive for homeowners living in Tecumseh, KS. Many homeowners based out of the great city of Tecumseh have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 66542, simply click the "Get Multiple Quotes Now" button. Your 66542 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Tecumseh, KS Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

66542 Home Insurance Rating is: High!

If you live in 66542, you can easily save up to 40% off the average home insurance premium of $1116 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Tecumseh can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 66542 today!

Get Multiple Home Insurance Rates in 66542!

66542 Home Insurance Average Premiums

Local 66542 homeowners insurance quotes comparison

$866 /yr.

Shows Zip Code: 66542 lowest rates with discounts applied on average.

For the 66542, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$866 /yr.
Average Coverage:$1116 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1416 /yr.

What is the average home insurance cost for a home in 66542?

  • • The average homeowners insurance premium paid annually for a home in 66542 is around $1116 per year.

What does it cost on average per month for home insurance in 66542?

  • • Homeowners in 66542 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66542?

  • • Autoowners in 66542 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tecumseh area, check out other zip codes nearby 66542.
Review average rates in another zip code:
66542 homeowners insurance rates

Home Replacement Cost Coverage in 66542

Average Building Cost Per Square Foot in 66542: $126

Location: Tecumseh, Kansas (Shawnee County)

Average Square Footage in 66542: 1,353 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66542 before you start any project. Tecumseh homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66542 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66542 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,353 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tecumseh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,353$170,500
Additional Upgrades & Added Features$1581,353$213,125
Major Home Updates or Advancements$1891,353$255,750

It's important to understand that when you estimate your replacement cost of your home in the 66542 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66542

Best Home & Auto Insurance Agencies in 66542

Housing Demographics for 66542

Population Review for 66542 Zip Code

For the city of Tecumseh, the population within 66542 has increased to over 3,677 residents in population size. The current population total is 3,628. We have broken down the population based on race below. In 66542, there are over 1797 in male population and 1831 females.

PopulationValues
Total Population3,628
White Population3133
Black Population67
Hispanic Population296
Asian Population9
Hawaiian Population3
Indian Population64
Other Population72
Male Population1797
Female Population1831
Population Estimate3677

Household Data for 66542

The average number of homes in 66542 is around 1,333, there are an average of 2.72 per household. The average house value according to local real estate values is around $170,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,333
Persons Per Household2.72
Average House Value$170,500
Income Per Household$92454
Median Age47.4
Median Age Male47.9
Median Age Female46.7
66542 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTecumseh
City Alias NameTECUMSEH
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees388
Business First Quarter Payroll5224
Business Annual Payroll22085
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential1352
Delivery Business12
Delivery Total1420
Preferred Last Line KeyW21599
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21599
Land Area32.462000
Water Area0.954000
City Alias Code
City Mixed CaseTecumseh
City Alias Mixed CaseTecumseh
Box Count40
SFDU1332
MFDU0
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number198844
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]