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66547 Home Insurance Rates

Getting multiple homeowners insurance rates in 66547 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Wamego, KS. Many homeowners based out of the 66547 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Kansas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 66547 should appear in the zip code field ready to go. For Wamego, KS Home Insurance Quotes, Click to easily get started!

66547 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 66547 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Wamego. For a basic HO-3, standard homeowners policy, the average premium per year in Kansas is around $1070. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 66547 zip code today and let us help you save time and money on your homeowners insurance premium.

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66547 Home Insurance Average Premiums

Local 66547 homeowners insurance quotes comparison

$820 /yr.

Shows Zip Code: 66547 lowest rates with discounts applied on average.

For the 66547, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$820 /yr.
Average Coverage:$1070 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1370 /yr.

What is the average home insurance cost for a home in 66547?

  • • The average homeowners insurance premium paid annually for a home in 66547 is around $1070 per year.

What does it cost on average per month for home insurance in 66547?

  • • Homeowners in 66547 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66547?

  • • Autoowners in 66547 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wamego area, check out other zip codes nearby 66547.
Review average rates in another zip code:
66547 homeowners insurance rates

Home Replacement Cost Coverage in 66547

Average Building Cost Per Square Foot in 66547: $126

Location: Wamego, Kansas (Pottawatomie County)

Average Square Footage in 66547: 1,426 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66547 before you start any project. Wamego homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66547 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66547 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,426 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wamego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,426$179,700
Additional Upgrades & Added Features$1581,426$224,625
Major Home Updates or Advancements$1891,426$269,550

It's important to understand that when you estimate your replacement cost of your home in the 66547 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66547

Sullivan & Assoc Inc

Address: 1418 Vine Street Wamego, KS 66547
Phone: (785)456-2052
Website:

Farm Bureau Financial Services - Spencer Martin

Address: 1003 Lincoln St # 50 Wamego, KS 66547
Phone: (785)456-7627
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66547

Jacobs- Michele H - State Farm Insurance Agent

Address: 420 Lincoln St Wamego, KS 66547
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group

Address: 305 Lincoln St Wamego, KS 66547
Phone:
Website:
Info:

Copeland Insurance Agency Inc - Wamego

Address: 815 5th St Wamego, KS 66547
Phone:
Website: http://www.copelandinsurance.net
Info:

Farmers Union Insurance

Address: 708 4th St Wamego, KS 66547
Phone:
Website:
Info:

Housing Demographics for 66547

Population Review for 66547 Zip Code

For the city of Wamego, the population within 66547 has increased to over 9,073 residents in population size. The current population total is 8,825. We have broken down the population based on race below. In 66547, there are over 4292 in male population and 4533 females.

PopulationValues
Total Population8,825
White Population8079
Black Population71
Hispanic Population349
Asian Population50
Hawaiian Population6
Indian Population51
Other Population56
Male Population4292
Female Population4533
Population Estimate9073

Household Data for 66547

The average number of homes in 66547 is around 3,336, there are an average of 2.62 per household. The average house value according to local real estate values is around $179,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,336
Persons Per Household2.62
Average House Value$179,700
Income Per Household$78525
Median Age37.7
Median Age Male36.7
Median Age Female38.6
66547 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityWamego
City Alias NameWAMEGO
CountyPottawatomie
County FIPS149
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses225
Number Of Employees2422
Business First Quarter Payroll25156
Business Annual Payroll103477
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential3463
Delivery Business151
Delivery Total3836
Preferred Last Line KeyW21696
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21696
Land Area133.150000
Water Area1.737000
City Alias Code
City Mixed CaseWamego
City Alias Mixed CaseWamego
Box Count123
SFDU2979
MFDU48
State ANSI20
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number199405
Unique ZIP Name
SSA State County Code17740
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePottawatomie

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]