Get multiple home insurance quotes in 66720. Our licensed 66720, KS agents are ready to serve you.

66720 Home Insurance Quotes & Rates

Currently, the 4,405 homes within the 66720 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Kansas is around $1,113 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Chanute, KS, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 66720.

Kansas is now ranking #14 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Chanute home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Kansas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 66720 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Chanute, Kansas home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Chanute, KS Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

66720 Home Insurance Average Premiums

Local 66720 homeowners insurance quotes comparison

$863 /yr.

Shows Zip Code: 66720 lowest rates with discounts applied on average.

For the 66720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$863 /yr.
Average Coverage:$1113 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1413 /yr.

What is the average home insurance cost for a home in 66720?

  • • The average homeowners insurance premium paid annually for a home in 66720 is around $1113 per year.

What does it cost on average per month for home insurance in 66720?

  • • Homeowners in 66720 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66720?

  • • Autoowners in 66720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chanute area, check out other zip codes nearby 66720.
Review average rates in another zip code:
66720 homeowners insurance rates

Home Replacement Cost Coverage in 66720

Average Building Cost Per Square Foot in 66720: $126

Location: Chanute, Kansas (Neosho County)

Average Square Footage in 66720: 675 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66720 before you start any project. Chanute homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 675 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chanute area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126675$85,000
Additional Upgrades & Added Features$158675$106,250
Major Home Updates or Advancements$189675$127,500

It's important to understand that when you estimate your replacement cost of your home in the 66720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66720

Kansas Farm Bureau Financial Services - Charles Dighero

Address: 1420 S Santa Fe St Chanute, KS 66720
Phone: (620)431-1438
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66720

State Farm Insurance

Address: 315 W 35th St Chanute, KS 66720
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Mitchell Love-Farmers Insurance

Address: 401 East Main Street Chanute, KS 66720
Phone:
Website: http://www.farmers.com/
Info:

American Family Insurance- Deshon Orr

Address: 318 South Lincoln Avenue Chanute, KS 66720
Phone:
Website: http://www.amfam.com/
Info:

Steve Payne Ins Agency Inc - State Farm Insurance Agent

Address: 821 W Main St Chanute, KS 66720
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Darold L Elrod Ins Agcy Inc

Address: 205 E Main St Chanute, KS 66720
Phone:
Website:
Info:

Housing Demographics for 66720

Population Review for 66720 Zip Code

For the city of Chanute, the population within 66720 has increased to over 11,290 residents in population size. The current population total is 10,844. We have broken down the population based on race below. In 66720, there are over 5328 in male population and 5516 females.

PopulationValues
Total Population10,844
White Population9478
Black Population127
Hispanic Population765
Asian Population66
Hawaiian Population6
Indian Population117
Other Population219
Male Population5328
Female Population5516
Population Estimate11290

Household Data for 66720

The average number of homes in 66720 is around 4,405, there are an average of 2.38 per household. The average house value according to local real estate values is around $85,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,405
Persons Per Household2.38
Average House Value$85,000
Income Per Household$55228
Median Age39.5
Median Age Male38.2
Median Age Female40.9
66720 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityChanute
City Alias NameCHANUTE
CountyNeosho
County FIPS133
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses318
Number Of Employees4031
Business First Quarter Payroll38934
Business Annual Payroll162843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential4744
Delivery Business337
Delivery Total5388
Preferred Last Line KeyW20307
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20307
Land Area198.586000
Water Area1.739000
City Alias Code
City Mixed CaseChanute
City Alias Mixed CaseChanute
Box Count146
SFDU4368
MFDU99
State ANSI20
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number191738
Unique ZIP Name
SSA State County Code17660
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseNeosho

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]