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66724 Homeowners Insurance Quotes & Rates

Cherokee residents living within the 370 homes available in the zip code of 66724 are shopping online to compare cheaper and more affordable Cherokee, KS home insurance rates. In the great city of Cherokee, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kansas is around $1,096 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 66724 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 66724 home insurance rates today! Please give us a call now at 1-913-276-4017. For Cherokee, KS Homeowners Insurance Quotes, Click to easily get started!

66724 Home Insurance Average Premiums

Local 66724 homeowners insurance quotes comparison

$846 /yr.

Shows Zip Code: 66724 lowest rates with discounts applied on average.

For the 66724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$846 /yr.
Average Coverage:$1096 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1396 /yr.

What is the average home insurance cost for a home in 66724?

  • • The average homeowners insurance premium paid annually for a home in 66724 is around $1096 per year.

What does it cost on average per month for home insurance in 66724?

  • • Homeowners in 66724 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66724?

  • • Autoowners in 66724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherokee area, check out other zip codes nearby 66724.
Review average rates in another zip code:
66724 homeowners insurance rates

Home Replacement Cost Coverage in 66724

Average Building Cost Per Square Foot in 66724: $126

Location: Cherokee, Kansas (Crawford County)

Average Square Footage in 66724: 609 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66724 before you start any project. Cherokee homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 609 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherokee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126609$76,700
Additional Upgrades & Added Features$158609$95,875
Major Home Updates or Advancements$189609$115,050

It's important to understand that when you estimate your replacement cost of your home in the 66724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66724

Best Home & Auto Insurance Agencies in 66724

Housing Demographics for 66724

Population Review for 66724 Zip Code

For the city of Cherokee, the population within 66724 has increased to over 765 residents in population size. The current population total is 913. We have broken down the population based on race below. In 66724, there are over 484 in male population and 429 females.

PopulationValues
Total Population913
White Population836
Black Population0
Hispanic Population10
Asian Population0
Hawaiian Population1
Indian Population7
Other Population2
Male Population484
Female Population429
Population Estimate765

Household Data for 66724

The average number of homes in 66724 is around 370, there are an average of 2.47 per household. The average house value according to local real estate values is around $76,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode370
Persons Per Household2.47
Average House Value$76,700
Income Per Household$55417
Median Age43.7
Median Age Male42.8
Median Age Female43.9
66724 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityCherokee
City Alias NameCHEROKEE
CountyCrawford
County FIPS037
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA38260
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePittsburg, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees26
Business First Quarter Payroll109
Business Annual Payroll469
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39134
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential310
Delivery Business18
Delivery Total714
Preferred Last Line KeyW20318
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20318
Land Area35.118000
Water Area0.153000
City Alias Code
City Mixed CaseCherokee
City Alias Mixed CaseCherokee
Box Count95
SFDU310
MFDU0
State ANSI20
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191793
Unique ZIP Name
SSA State County Code17180
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCrawford

Kansas Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]