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66735, KS Home Insurance

In the zip code of 66735, the population size is around 529, which consists of 182 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Franklin, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,110 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 66735 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Franklin. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Franklin, KS Homeowners Insurance Online Rates Today!

66735 Home Insurance Average Premiums

Local 66735 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 66735 lowest rates with discounts applied on average.

For the 66735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 66735?

  • • The average homeowners insurance premium paid annually for a home in 66735 is around $1110 per year.

What does it cost on average per month for home insurance in 66735?

  • • Homeowners in 66735 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66735?

  • • Autoowners in 66735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Franklin area, check out other zip codes nearby 66735.
Review average rates in another zip code:
66735 homeowners insurance rates

Home Replacement Cost Coverage in 66735

Average Building Cost Per Square Foot in 66735: $126

Location: Franklin, Kansas (Crawford County)

Average Square Footage in 66735: 673 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66735 before you start any project. Franklin homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 673 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Franklin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126673$84,800
Additional Upgrades & Added Features$158673$106,000
Major Home Updates or Advancements$189673$127,200

It's important to understand that when you estimate your replacement cost of your home in the 66735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66735

Best Home & Auto Insurance Agencies in 66735

Housing Demographics for 66735

Population Review for 66735 Zip Code

For the city of Franklin, the population within 66735 has increased to over 558 residents in population size. The current population total is 529. We have broken down the population based on race below. In 66735, there are over 268 in male population and 261 females.

PopulationValues
Total Population529
White Population478
Black Population5
Hispanic Population25
Asian Population0
Hawaiian Population0
Indian Population1
Other Population7
Male Population268
Female Population261
Population Estimate558

Household Data for 66735

The average number of homes in 66735 is around 182, there are an average of 2.91 per household. The average house value according to local real estate values is around $84,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode182
Persons Per Household2.91
Average House Value$84,800
Income Per Household$52426
Median Age38.8
Median Age Male38.3
Median Age Female40.2
66735 DetailsValues
StateKS
State Full NameKansas
City TypeN
City Alias Abbreviation
Area Code620
CityFranklin
City Alias NameFRANKLIN
CountyCrawford
County FIPS037
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA38260
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePittsburg, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees14
Business First Quarter Payroll78
Business Annual Payroll325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39134
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential192
Delivery Business4
Delivery Total207
Preferred Last Line Key012574
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key012574
Land Area4.598000
Water Area0.025000
City Alias Code
City Mixed CaseFranklin
City Alias Mixed CaseFranklin
Box Count11
SFDU192
MFDU0
State ANSI20
County ANSI037
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number190440
Unique ZIP Name
SSA State County Code17180
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCrawford

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]