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66736, KS Homeowners Insurance Rates

With a population size of 3,614 and with 1,512 occupied homes in the 66736 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Fredonia, KS are around $1,104 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Fredonia, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Fredonia, KS.

For Kansas home insurance information, including average Fredonia home insurance rates, coverage options or the different homeowners insurance types, please select Fredonia, KS Home Insurance Quotes Now!

66736 Home Insurance Average Premiums

Local 66736 homeowners insurance quotes comparison

$854 /yr.

Shows Zip Code: 66736 lowest rates with discounts applied on average.

For the 66736, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$854 /yr.
Average Coverage:$1104 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1404 /yr.

What is the average home insurance cost for a home in 66736?

  • • The average homeowners insurance premium paid annually for a home in 66736 is around $1104 per year.

What does it cost on average per month for home insurance in 66736?

  • • Homeowners in 66736 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 66736?

  • • Autoowners in 66736 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fredonia area, check out other zip codes nearby 66736.
Review average rates in another zip code:
66736 homeowners insurance rates

Home Replacement Cost Coverage in 66736

Average Building Cost Per Square Foot in 66736: $126

Location: Fredonia, Kansas (Wilson County)

Average Square Footage in 66736: 669 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66736 before you start any project. Fredonia homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66736 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66736 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 669 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fredonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126669$84,300
Additional Upgrades & Added Features$158669$105,375
Major Home Updates or Advancements$189669$126,450

It's important to understand that when you estimate your replacement cost of your home in the 66736 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66736

Best Home & Auto Insurance Agencies in 66736

Housing Demographics for 66736

Population Review for 66736 Zip Code

For the city of Fredonia, the population within 66736 has increased to over 3,735 residents in population size. The current population total is 3,614. We have broken down the population based on race below. In 66736, there are over 1784 in male population and 1830 females.

PopulationValues
Total Population3,614
White Population3293
Black Population2
Hispanic Population125
Asian Population25
Hawaiian Population1
Indian Population23
Other Population44
Male Population1784
Female Population1830
Population Estimate3735

Household Data for 66736

The average number of homes in 66736 is around 1,512, there are an average of 2.32 per household. The average house value according to local real estate values is around $84,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,512
Persons Per Household2.32
Average House Value$84,300
Income Per Household$54292
Median Age44.1
Median Age Male41.6
Median Age Female46.5
66736 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityFredonia
City Alias NameFREDONIA
CountyWilson
County FIPS205
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses116
Number Of Employees1849
Business First Quarter Payroll20917
Business Annual Payroll99801
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea14143.34|14315.68
Delivery Residential1610
Delivery Business170
Delivery Total1924
Preferred Last Line KeyW20563
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20563
Land Area274.896000
Water Area2.436000
City Alias Code
City Mixed CaseFredonia
City Alias Mixed CaseFredonia
Box Count76
SFDU1528
MFDU12
State ANSI20
County ANSI205
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number193245
Unique ZIP Name
SSA State County Code17984
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWilson

Kansas Homeowners Insurance News & Information

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