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Searching for Homeowners Insurance in 66749

If you are a homeowners that lives in 66749 you may be searching for more affordable homeowners insurance in Iola. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Iola, KS. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Kansas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 66749 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Iola, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 66749 Home Insurance Costs: high!

In Iola, homeowners are paying roughly $1093 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 66749 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Iola are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 66749 policy right now!

66749 Home Insurance Average Premiums

Local 66749 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 66749 lowest rates with discounts applied on average.

For the 66749, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 66749?

  • • The average homeowners insurance premium paid annually for a home in 66749 is around $1093 per year.

What does it cost on average per month for home insurance in 66749?

  • • Homeowners in 66749 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66749?

  • • Autoowners in 66749 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Iola area, check out other zip codes nearby 66749.
Review average rates in another zip code:
66749 homeowners insurance rates

Home Replacement Cost Coverage in 66749

Average Building Cost Per Square Foot in 66749: $126

Location: Iola, Kansas (Allen County)

Average Square Footage in 66749: 663 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66749 before you start any project. Iola homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66749 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66749 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 663 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Iola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126663$83,500
Additional Upgrades & Added Features$158663$104,375
Major Home Updates or Advancements$189663$125,250

It's important to understand that when you estimate your replacement cost of your home in the 66749 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66749

Farm Bureau Financial Services - Steve Dreher

Address: 807 N State St Iola, KS 66749
Phone: (620)365-2172
Website: www.fbfs.com

Farm Bureau Financial Services - Ted Lucas

Address: Emprise Bank Box 428 Iola, KS 66749
Phone: (620)365-6921
Website: www.fbfs.com

Farm Bureau Financial Services - Kim Strickler

Address: 807 N State St Iola, KS 66749
Phone: (620)365-2172
Website: www.fbfs.com

Farm Bureau Financial Services - Steve Siebuhr

Address: 807 N State St Iola, KS 66749
Phone: (620)365-2172
Website: www.fbfs.com

Farm Bureau Financial Services - Beverly Franklin

Address: 807 N State St Iola, KS 66749
Phone: (620)365-2172
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66749

McRae- John D - State Farm Insurance Agent

Address: 111 S Washington Ave Iola, KS 66749
Phone:
Website:
Info:

Farmers Insurance & Financial Services

Address: 108 E Madison Ave Iola, KS 66749
Phone:
Website:
Info:

Sparks- Terry R - State Farm Insurance Agent

Address: 15 W Madison Ave Iola, KS 66749
Phone:
Website:
Info:

Housing Demographics for 66749

Population Review for 66749 Zip Code

For the city of Iola, the population within 66749 has increased to over 7,086 residents in population size. The current population total is 7,512. We have broken down the population based on race below. In 66749, there are over 3707 in male population and 3805 females.

PopulationValues
Total Population7,512
White Population6611
Black Population150
Hispanic Population311
Asian Population52
Hawaiian Population0
Indian Population102
Other Population96
Male Population3707
Female Population3805
Population Estimate7086

Household Data for 66749

The average number of homes in 66749 is around 3,149, there are an average of 2.28 per household. The average house value according to local real estate values is around $83,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,149
Persons Per Household2.28
Average House Value$83,500
Income Per Household$49215
Median Age40.0
Median Age Male37.9
Median Age Female42.6
66749 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityIola
City Alias NameIOLA
CountyAllen
County FIPS001
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses244
Number Of Employees2834
Business First Quarter Payroll26838
Business Annual Payroll107830
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential3108
Delivery Business289
Delivery Total3670
Preferred Last Line KeyW20753
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20753
Land Area109.111000
Water Area1.805000
City Alias Code
City Mixed CaseIola
City Alias Mixed CaseIola
Box Count147
SFDU2773
MFDU104
State ANSI20
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194455
Unique ZIP Name
SSA State County Code17000
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseAllen

Kansas Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]