Get multiple home insurance quotes in 66771. Our licensed 66771, KS agents are ready to serve you.

66771 Homeowners Insurance Quotes & Rates

Saint Paul residents living within the 340 homes available in the zip code of 66771 are shopping online to compare cheaper and more affordable Saint Paul, KS home insurance rates. In the great city of Saint Paul, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kansas is around $1,095 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 66771 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 66771 home insurance rates today! Please give us a call now at 1-913-276-4017. For Saint Paul, KS Homeowners Insurance Quotes, Click to easily get started!

66771 Home Insurance Average Premiums

Local 66771 homeowners insurance quotes comparison

$845 /yr.

Shows Zip Code: 66771 lowest rates with discounts applied on average.

For the 66771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$845 /yr.
Average Coverage:$1095 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1395 /yr.

What is the average home insurance cost for a home in 66771?

  • • The average homeowners insurance premium paid annually for a home in 66771 is around $1095 per year.

What does it cost on average per month for home insurance in 66771?

  • • Homeowners in 66771 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66771?

  • • Autoowners in 66771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Paul area, check out other zip codes nearby 66771.
Review average rates in another zip code:
66771 homeowners insurance rates

Home Replacement Cost Coverage in 66771

Average Building Cost Per Square Foot in 66771: $126

Location: Saint Paul, Kansas (Neosho County)

Average Square Footage in 66771: 913 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66771 before you start any project. Saint Paul homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 913 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Paul area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126913$115,000
Additional Upgrades & Added Features$158913$143,750
Major Home Updates or Advancements$189913$172,500

It's important to understand that when you estimate your replacement cost of your home in the 66771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66771

Best Home & Auto Insurance Agencies in 66771

Housing Demographics for 66771

Population Review for 66771 Zip Code

For the city of Saint Paul, the population within 66771 has increased to over 775 residents in population size. The current population total is 959. We have broken down the population based on race below. In 66771, there are over 482 in male population and 477 females.

PopulationValues
Total Population959
White Population888
Black Population6
Hispanic Population29
Asian Population1
Hawaiian Population0
Indian Population2
Other Population3
Male Population482
Female Population477
Population Estimate775

Household Data for 66771

The average number of homes in 66771 is around 340, there are an average of 2.71 per household. The average house value according to local real estate values is around $115,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode340
Persons Per Household2.71
Average House Value$115,000
Income Per Household$73500
Median Age44.1
Median Age Male41.8
Median Age Female45.5
66771 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CitySaint Paul
City Alias NameSAINT PAUL
CountyNeosho
County FIPS133
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees309
Business First Quarter Payroll2345
Business Annual Payroll10678
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential286
Delivery Business14
Delivery Total424
Preferred Last Line KeyW21347
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21347
Land Area62.007000
Water Area2.268000
City Alias Code
City Mixed CaseSaint Paul
City Alias Mixed CaseSaint Paul
Box Count93
SFDU280
MFDU0
State ANSI20
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number198052
Unique ZIP Name
SSA State County Code17660
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseNeosho

Kansas Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]