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Home Insurance Rates in 66846

For homeowners shopping online in 66846, our insurance rates are very competitive for homeowners living in Council Grove, KS. Many homeowners based out of the great city of Council Grove have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 66846, simply click the "Get Multiple Quotes Now" button. Your 66846 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Council Grove, KS Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

66846 Home Insurance Rating is: High!

If you live in 66846, you can easily save up to 40% off the average home insurance premium of $1135 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Council Grove can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 66846 today!

Get Multiple Home Insurance Rates in 66846!

66846 Home Insurance Average Premiums

Local 66846 homeowners insurance quotes comparison

$885 /yr.

Shows Zip Code: 66846 lowest rates with discounts applied on average.

For the 66846, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$885 /yr.
Average Coverage:$1135 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1435 /yr.

What is the average home insurance cost for a home in 66846?

  • • The average homeowners insurance premium paid annually for a home in 66846 is around $1135 per year.

What does it cost on average per month for home insurance in 66846?

  • • Homeowners in 66846 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66846?

  • • Autoowners in 66846 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Council Grove area, check out other zip codes nearby 66846.
Review average rates in another zip code:
66846 homeowners insurance rates

Home Replacement Cost Coverage in 66846

Average Building Cost Per Square Foot in 66846: $126

Location: Council Grove, Kansas (Morris County)

Average Square Footage in 66846: 890 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66846 before you start any project. Council Grove homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66846 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66846 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 890 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Council Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126890$112,200
Additional Upgrades & Added Features$158890$140,250
Major Home Updates or Advancements$189890$168,300

It's important to understand that when you estimate your replacement cost of your home in the 66846 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66846

Best Home & Auto Insurance Agencies in 66846

Farmers Insurance Group

Address: 420 E Main St Council Grove, KS 66846
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Crichton- Steven J

Address: 126 W Main St Council Grove, KS 66846
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 66846

Population Review for 66846 Zip Code

For the city of Council Grove, the population within 66846 has increased to over 3,586 residents in population size. The current population total is 3,348. We have broken down the population based on race below. In 66846, there are over 1605 in male population and 1743 females.

PopulationValues
Total Population3,348
White Population3098
Black Population8
Hispanic Population182
Asian Population7
Hawaiian Population1
Indian Population13
Other Population47
Male Population1605
Female Population1743
Population Estimate3586

Household Data for 66846

The average number of homes in 66846 is around 1,458, there are an average of 2.24 per household. The average house value according to local real estate values is around $112,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,458
Persons Per Household2.24
Average House Value$112,200
Income Per Household$56220
Median Age45.8
Median Age Male42.7
Median Age Female48.8
66846 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620/785
CityCouncil Grove
City Alias NameCOUNCIL GROVE
CountyMorris
County FIPS127
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses111
Number Of Employees1066
Business First Quarter Payroll9534
Business Annual Payroll41988
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential1601
Delivery Business170
Delivery Total1910
Preferred Last Line KeyW20380
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20380
Land Area297.398000
Water Area6.634000
City Alias Code
City Mixed CaseCouncil Grove
City Alias Mixed CaseCouncil Grove
Box Count67
SFDU1458
MFDU56
State ANSI20
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number192167
Unique ZIP Name
SSA State County Code17630
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMorris

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]