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66852 Home Insurance Rates

Getting multiple homeowners insurance rates in 66852 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Gridley, KS. Many homeowners based out of the 66852 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Kansas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 66852 should appear in the zip code field ready to go. For Gridley, KS Home Insurance Quotes, Click to easily get started!

66852 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 66852 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Gridley. For a basic HO-3, standard homeowners policy, the average premium per year in Kansas is around $1094. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 66852 zip code today and let us help you save time and money on your homeowners insurance premium.

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66852 Home Insurance Average Premiums

Local 66852 homeowners insurance quotes comparison

$844 /yr.

Shows Zip Code: 66852 lowest rates with discounts applied on average.

For the 66852, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$844 /yr.
Average Coverage:$1094 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1394 /yr.

What is the average home insurance cost for a home in 66852?

  • • The average homeowners insurance premium paid annually for a home in 66852 is around $1094 per year.

What does it cost on average per month for home insurance in 66852?

  • • Homeowners in 66852 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66852?

  • • Autoowners in 66852 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gridley area, check out other zip codes nearby 66852.
Review average rates in another zip code:
66852 homeowners insurance rates

Home Replacement Cost Coverage in 66852

Average Building Cost Per Square Foot in 66852: $126

Location: Gridley, Kansas (Coffey County)

Average Square Footage in 66852: 694 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66852 before you start any project. Gridley homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66852 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66852 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 694 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gridley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126694$87,500
Additional Upgrades & Added Features$158694$109,375
Major Home Updates or Advancements$189694$131,250

It's important to understand that when you estimate your replacement cost of your home in the 66852 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66852

Best Home & Auto Insurance Agencies in 66852

Housing Demographics for 66852

Population Review for 66852 Zip Code

For the city of Gridley, the population within 66852 has increased to over 606 residents in population size. The current population total is 627. We have broken down the population based on race below. In 66852, there are over 332 in male population and 295 females.

PopulationValues
Total Population627
White Population597
Black Population1
Hispanic Population20
Asian Population0
Hawaiian Population1
Indian Population4
Other Population1
Male Population332
Female Population295
Population Estimate606

Household Data for 66852

The average number of homes in 66852 is around 246, there are an average of 2.55 per household. The average house value according to local real estate values is around $87,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode246
Persons Per Household2.55
Average House Value$87,500
Income Per Household$58750
Median Age42.8
Median Age Male39.8
Median Age Female45.5
66852 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityGridley
City Alias NameGRIDLEY
CountyCoffey
County FIPS031
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees116
Business First Quarter Payroll1348
Business Annual Payroll6223
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea14143.34|14315.68
Delivery Residential238
Delivery Business1
Delivery Total389
Preferred Last Line KeyW20636
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20636
Land Area148.669000
Water Area1.137000
City Alias Code
City Mixed CaseGridley
City Alias Mixed CaseGridley
Box Count36
SFDU238
MFDU0
State ANSI20
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193696
Unique ZIP Name
SSA State County Code17150
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCoffey

Kansas Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]