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66859 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 66859? There are over 76 occupied homes in the 66859 area. With a population size of 161, it's not uncommon for residence of Lost Springs, KS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kansas is around $1,087 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 66859 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Lost Springs, KS Home Insurance Rate Quotes

66859 Home Insurance Average Premiums

Local 66859 homeowners insurance quotes comparison

$837 /yr.

Shows Zip Code: 66859 lowest rates with discounts applied on average.

For the 66859, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$837 /yr.
Average Coverage:$1087 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1387 /yr.

What is the average home insurance cost for a home in 66859?

  • • The average homeowners insurance premium paid annually for a home in 66859 is around $1087 per year.

What does it cost on average per month for home insurance in 66859?

  • • Homeowners in 66859 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66859?

  • • Autoowners in 66859 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lost Springs area, check out other zip codes nearby 66859.
Review average rates in another zip code:
66859 homeowners insurance rates

Home Replacement Cost Coverage in 66859

Average Building Cost Per Square Foot in 66859: $126

Location: Lost Springs, Kansas (Marion County)

Average Square Footage in 66859: 852 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66859 before you start any project. Lost Springs homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66859 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66859 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 852 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lost Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126852$107,400
Additional Upgrades & Added Features$158852$134,250
Major Home Updates or Advancements$189852$161,100

It's important to understand that when you estimate your replacement cost of your home in the 66859 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66859

Best Home & Auto Insurance Agencies in 66859

Housing Demographics for 66859

Population Review for 66859 Zip Code

For the city of Lost Springs, the population within 66859 has increased to over 129 residents in population size. The current population total is 161. We have broken down the population based on race below. In 66859, there are over 79 in male population and 82 females.

PopulationValues
Total Population161
White Population155
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population79
Female Population82
Population Estimate129

Household Data for 66859

The average number of homes in 66859 is around 76, there are an average of 2.12 per household. The average house value according to local real estate values is around $107,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode76
Persons Per Household2.12
Average House Value$107,400
Income Per Household$63750
Median Age50.2
Median Age Male48.3
Median Age Female54.5
66859 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityLost Springs
City Alias NameLOST SPRINGS
CountyMarion
County FIPS115
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees7
Business First Quarter Payroll29
Business Annual Payroll161
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential61
Delivery Business3
Delivery Total85
Preferred Last Line KeyW20913
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20913
Land Area41.846000
Water Area0.050000
City Alias Code
City Mixed CaseLost Springs
City Alias Mixed CaseLost Springs
Box Count17
SFDU61
MFDU0
State ANSI20
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number195412
Unique ZIP Name
SSA State County Code17570
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMarion

Kansas Homeowners Insurance News & Information

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