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66866 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 66866 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Peabody, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 66866.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 66866 and start shopping.

Quickly and Easily Compare Average Rates for 66866

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Peabody, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 66866

Homeowners in Peabody are paying roughly $1134 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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66866 Home Insurance Average Premiums

Local 66866 homeowners insurance quotes comparison

$884 /yr.

Shows Zip Code: 66866 lowest rates with discounts applied on average.

For the 66866, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$884 /yr.
Average Coverage:$1134 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1434 /yr.

What is the average home insurance cost for a home in 66866?

  • • The average homeowners insurance premium paid annually for a home in 66866 is around $1134 per year.

What does it cost on average per month for home insurance in 66866?

  • • Homeowners in 66866 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66866?

  • • Autoowners in 66866 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peabody area, check out other zip codes nearby 66866.
Review average rates in another zip code:
66866 homeowners insurance rates

Home Replacement Cost Coverage in 66866

Average Building Cost Per Square Foot in 66866: $126

Location: Peabody, Kansas (Marion County)

Average Square Footage in 66866: 687 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66866 before you start any project. Peabody homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66866 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66866 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 687 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peabody area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126687$86,600
Additional Upgrades & Added Features$158687$108,250
Major Home Updates or Advancements$189687$129,900

It's important to understand that when you estimate your replacement cost of your home in the 66866 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66866

Best Home & Auto Insurance Agencies in 66866

Housing Demographics for 66866

Population Review for 66866 Zip Code

For the city of Peabody, the population within 66866 has increased to over 1,510 residents in population size. The current population total is 1,509. We have broken down the population based on race below. In 66866, there are over 760 in male population and 749 females.

PopulationValues
Total Population1,509
White Population1385
Black Population14
Hispanic Population65
Asian Population6
Hawaiian Population0
Indian Population5
Other Population17
Male Population760
Female Population749
Population Estimate1510

Household Data for 66866

The average number of homes in 66866 is around 623, there are an average of 2.31 per household. The average house value according to local real estate values is around $86,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode623
Persons Per Household2.31
Average House Value$86,600
Income Per Household$50687
Median Age49.2
Median Age Male47.4
Median Age Female50.4
66866 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityPeabody
City Alias NamePEABODY
CountyMarion
County FIPS115
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees179
Business First Quarter Payroll1723
Business Annual Payroll7605
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea14143.34|14315.68
Delivery Residential654
Delivery Business38
Delivery Total775
Preferred Last Line KeyW21202
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21202
Land Area136.939000
Water Area0.234000
City Alias Code
City Mixed CasePeabody
City Alias Mixed CasePeabody
Box Count26
SFDU630
MFDU24
State ANSI20
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number197117
Unique ZIP Name
SSA State County Code17570
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMarion

Kansas Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]