Get multiple home insurance quotes in 66949. Our licensed 66949, KS agents are ready to serve you.

Compare 66949 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Jewell just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 263 neighbors looking to save on their home insurance policy in the local 66949 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 66949. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kansas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Jewell, KS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Jewell, KS

66949 Home Insurance Average Premiums

Local 66949 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 66949 lowest rates with discounts applied on average.

For the 66949, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 66949?

  • • The average homeowners insurance premium paid annually for a home in 66949 is around $1097 per year.

What does it cost on average per month for home insurance in 66949?

  • • Homeowners in 66949 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66949?

  • • Autoowners in 66949 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jewell area, check out other zip codes nearby 66949.
Review average rates in another zip code:
66949 homeowners insurance rates

Home Replacement Cost Coverage in 66949

Average Building Cost Per Square Foot in 66949: $126

Location: Jewell, Kansas (Jewell County)

Average Square Footage in 66949: 522 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66949 before you start any project. Jewell homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66949 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66949 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 522 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jewell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126522$65,800
Additional Upgrades & Added Features$158522$82,250
Major Home Updates or Advancements$189522$98,700

It's important to understand that when you estimate your replacement cost of your home in the 66949 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66949

Best Home & Auto Insurance Agencies in 66949

Housing Demographics for 66949

Population Review for 66949 Zip Code

For the city of Jewell, the population within 66949 has increased to over 399 residents in population size. The current population total is 567. We have broken down the population based on race below. In 66949, there are over 295 in male population and 272 females.

PopulationValues
Total Population567
White Population530
Black Population3
Hispanic Population11
Asian Population1
Hawaiian Population0
Indian Population2
Other Population3
Male Population295
Female Population272
Population Estimate399

Household Data for 66949

The average number of homes in 66949 is around 263, there are an average of 2.16 per household. The average house value according to local real estate values is around $65,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode263
Persons Per Household2.16
Average House Value$65,800
Income Per Household$48542
Median Age48.7
Median Age Male45.5
Median Age Female50.8
66949 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityJewell
City Alias NameJEWELL
CountyJewell
County FIPS089
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees73
Business First Quarter Payroll506
Business Annual Payroll2340
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential185
Delivery Business5
Delivery Total296
Preferred Last Line KeyW20771
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20771
Land Area115.002000
Water Area0.090000
City Alias Code
City Mixed CaseJewell
City Alias Mixed CaseJewell
Box Count89
SFDU177
MFDU0
State ANSI20
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number194565
Unique ZIP Name
SSA State County Code17440
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseJewell

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]