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66951 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 66951 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kensington, KS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 66951 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kansas, like average Kensington homeowners insurance rates, coverage options or home insurance types, please select Kensington, KS Home Insurance Rates Online!

66951 Home Insurance Average Premiums

Local 66951 homeowners insurance quotes comparison

$872 /yr.

Shows Zip Code: 66951 lowest rates with discounts applied on average.

For the 66951, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$872 /yr.
Average Coverage:$1122 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1422 /yr.

What is the average home insurance cost for a home in 66951?

  • • The average homeowners insurance premium paid annually for a home in 66951 is around $1122 per year.

What does it cost on average per month for home insurance in 66951?

  • • Homeowners in 66951 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 66951?

  • • Autoowners in 66951 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kensington area, check out other zip codes nearby 66951.
Review average rates in another zip code:
66951 homeowners insurance rates

Home Replacement Cost Coverage in 66951

Average Building Cost Per Square Foot in 66951: $126

Location: Kensington, Kansas (Smith County)

Average Square Footage in 66951: 483 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66951 before you start any project. Kensington homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66951 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66951 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 483 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kensington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126483$60,800
Additional Upgrades & Added Features$158483$76,000
Major Home Updates or Advancements$189483$91,200

It's important to understand that when you estimate your replacement cost of your home in the 66951 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66951

Best Home & Auto Insurance Agencies in 66951

Housing Demographics for 66951

Population Review for 66951 Zip Code

For the city of Kensington, the population within 66951 has increased to over 483 residents in population size. The current population total is 652. We have broken down the population based on race below. In 66951, there are over 343 in male population and 309 females.

PopulationValues
Total Population652
White Population620
Black Population3
Hispanic Population7
Asian Population2
Hawaiian Population1
Indian Population3
Other Population1
Male Population343
Female Population309
Population Estimate483

Household Data for 66951

The average number of homes in 66951 is around 306, there are an average of 2.13 per household. The average house value according to local real estate values is around $60,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode306
Persons Per Household2.13
Average House Value$60,800
Income Per Household$47137
Median Age51.0
Median Age Male49.5
Median Age Female51.7
66951 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityKensington
City Alias NameKENSINGTON
CountySmith
County FIPS183
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees115
Business First Quarter Payroll684
Business Annual Payroll3147
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential227
Delivery Business6
Delivery Total348
Preferred Last Line KeyW20803
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20803
Land Area184.493000
Water Area0.508000
City Alias Code
City Mixed CaseKensington
City Alias Mixed CaseKensington
Box Count85
SFDU218
MFDU9
State ANSI20
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number194708
Unique ZIP Name
SSA State County Code17910
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseSmith

Kansas Homeowners Insurance News & Information

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