Get multiple home insurance quotes in 67005. Our licensed 67005, KS agents are ready to serve you.

Homeowners Insurance in 67005

In Arkansas City, KS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 67005 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 67005 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67005 should appear in the zip code field ready to go.

67005 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Kansas, you are going to see rates around the average home insurance premium per year of $1109. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Arkansas City home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 67005 Home Insurance Rates Now!

Best 3 Options to Compare in 67005

If you want homeowners insurance quotes within the city of Arkansas City or in the 67005 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Arkansas City, KS.

67005 Home Insurance Average Premiums

Local 67005 homeowners insurance quotes comparison

$859 /yr.

Shows Zip Code: 67005 lowest rates with discounts applied on average.

For the 67005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$859 /yr.
Average Coverage:$1109 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1409 /yr.

What is the average home insurance cost for a home in 67005?

  • • The average homeowners insurance premium paid annually for a home in 67005 is around $1109 per year.

What does it cost on average per month for home insurance in 67005?

  • • Homeowners in 67005 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67005?

  • • Autoowners in 67005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arkansas City area, check out other zip codes nearby 67005.
Review average rates in another zip code:
67005 homeowners insurance rates

Home Replacement Cost Coverage in 67005

Average Building Cost Per Square Foot in 67005: $126

Location: Arkansas City, Kansas (Cowley County)

Average Square Footage in 67005: 591 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67005 before you start any project. Arkansas City homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 591 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arkansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126591$74,500
Additional Upgrades & Added Features$158591$93,125
Major Home Updates or Advancements$189591$111,750

It's important to understand that when you estimate your replacement cost of your home in the 67005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67005

Munson Austin Agency

Address: 111 East Washington Avenue Arkansas City, KS 67005
Phone: (620)442-7800
Website: www.munsoninsuranceagency.com

Best Home & Auto Insurance Agencies in 67005

Venus- Starlyn S - State Farm Insurance Agent

Address: 200 N Summit St Arkansas City, KS 67005
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

United Agency Incorporated

Address: 726 N Summit St Arkansas City, KS 67005
Phone:
Website: http://www.unitedagencyks.com/
Info:

Munson Austin Agency

Address: 111 E Washington Ave Arkansas City, KS 67005
Phone:
Website: http://www.munsoninsuranceagency.com
Info:

Dobson- Michael C - State Farm Insurance Agent

Address: 524 N Summit St Arkansas City, KS 67005
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 67005

Population Review for 67005 Zip Code

For the city of Arkansas City, the population within 67005 has increased to over 16,571 residents in population size. The current population total is 15,675. We have broken down the population based on race below. In 67005, there are over 7702 in male population and 7973 females.

PopulationValues
Total Population15,675
White Population11600
Black Population392
Hispanic Population2823
Asian Population70
Hawaiian Population96
Indian Population471
Other Population1072
Male Population7702
Female Population7973
Population Estimate16571

Household Data for 67005

The average number of homes in 67005 is around 5,965, there are an average of 2.53 per household. The average house value according to local real estate values is around $74,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,965
Persons Per Household2.53
Average House Value$74,500
Income Per Household$49438
Median Age36.9
Median Age Male36.3
Median Age Female37.7
67005 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityArkansas City
City Alias NameARKANSAS CITY
CountyCowley
County FIPS035
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA556
CBSA11680
CBSA_DIV
CBSA_TypeMicro
CBSA_NameArkansas City-Winfield, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses284
Number Of Employees5341
Business First Quarter Payroll49696
Business Annual Payroll233792
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea757.2|14315.68
Delivery Residential6550
Delivery Business376
Delivery Total7338
Preferred Last Line KeyW20058
Classification Code
Multi-County
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW20058
Land Area145.658000
Water Area2.409000
City Alias Code
City Mixed CaseArkansas City
City Alias Mixed CaseArkansas City
Box Count282
SFDU5922
MFDU340
State ANSI20
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number190418
Unique ZIP Name
SSA State County Code17170
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCowley

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]