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67022, KS Home Insurance

In the zip code of 67022, the population size is around 1,413, which consists of 651 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Caldwell, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,108 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 67022 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Caldwell. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Caldwell, KS Homeowners Insurance Online Rates Today!

67022 Home Insurance Average Premiums

Local 67022 homeowners insurance quotes comparison

$858 /yr.

Shows Zip Code: 67022 lowest rates with discounts applied on average.

For the 67022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$858 /yr.
Average Coverage:$1108 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1408 /yr.

What is the average home insurance cost for a home in 67022?

  • • The average homeowners insurance premium paid annually for a home in 67022 is around $1108 per year.

What does it cost on average per month for home insurance in 67022?

  • • Homeowners in 67022 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67022?

  • • Autoowners in 67022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Caldwell area, check out other zip codes nearby 67022.
Review average rates in another zip code:
67022 homeowners insurance rates

Home Replacement Cost Coverage in 67022

Average Building Cost Per Square Foot in 67022: $126

Location: Caldwell, Kansas (Sumner County)

Average Square Footage in 67022: 528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67022 before you start any project. Caldwell homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 528 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Caldwell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126528$66,500
Additional Upgrades & Added Features$158528$83,125
Major Home Updates or Advancements$189528$99,750

It's important to understand that when you estimate your replacement cost of your home in the 67022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67022

Best Home & Auto Insurance Agencies in 67022

Housing Demographics for 67022

Population Review for 67022 Zip Code

For the city of Caldwell, the population within 67022 has increased to over 1,451 residents in population size. The current population total is 1,413. We have broken down the population based on race below. In 67022, there are over 696 in male population and 717 females.

PopulationValues
Total Population1,413
White Population1281
Black Population2
Hispanic Population53
Asian Population6
Hawaiian Population0
Indian Population19
Other Population23
Male Population696
Female Population717
Population Estimate1451

Household Data for 67022

The average number of homes in 67022 is around 651, there are an average of 2.17 per household. The average house value according to local real estate values is around $66,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode651
Persons Per Household2.17
Average House Value$66,500
Income Per Household$48917
Median Age44.2
Median Age Male41.7
Median Age Female48.1
67022 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityCaldwell
City Alias NameCALDWELL
CountySumner
County FIPS191
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA556
CBSA48620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWichita, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees266
Business First Quarter Payroll2196
Business Annual Payroll10217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population623061
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential669
Delivery Business58
Delivery Total797
Preferred Last Line KeyW20260
Classification Code
Multi-County
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW20260
Land Area182.949000
Water Area0.009000
City Alias Code
City Mixed CaseCaldwell
City Alias Mixed CaseCaldwell
Box Count36
SFDU614
MFDU12
State ANSI20
County ANSI191
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number191485
Unique ZIP Name
SSA State County Code17950
Medicare CBSA Code48620
Medicare CBSA NameWichita, KS
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSumner

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]