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67124, KS Home Insurance

In the zip code of 67124, the population size is around 7,922, which consists of 3,152 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pratt, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,113 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 67124 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pratt. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Pratt, KS Homeowners Insurance Online Rates Today!

67124 Home Insurance Average Premiums

Local 67124 homeowners insurance quotes comparison

$863 /yr.

Shows Zip Code: 67124 lowest rates with discounts applied on average.

For the 67124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$863 /yr.
Average Coverage:$1113 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1413 /yr.

What is the average home insurance cost for a home in 67124?

  • • The average homeowners insurance premium paid annually for a home in 67124 is around $1113 per year.

What does it cost on average per month for home insurance in 67124?

  • • Homeowners in 67124 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67124?

  • • Autoowners in 67124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pratt area, check out other zip codes nearby 67124.
Review average rates in another zip code:
67124 homeowners insurance rates

Home Replacement Cost Coverage in 67124

Average Building Cost Per Square Foot in 67124: $126

Location: Pratt, Kansas (Pratt County)

Average Square Footage in 67124: 825 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67124 before you start any project. Pratt homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pratt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126825$103,900
Additional Upgrades & Added Features$158825$129,875
Major Home Updates or Advancements$189825$155,850

It's important to understand that when you estimate your replacement cost of your home in the 67124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67124

Kansas Farm Bureau Financial Services - Patrick Bergmeier

Address: PO Box 986 Pratt, KS 67124
Phone: (620)672-3345
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 67124

Kansas Farm Bureau Financial Services - Patrick Bergmeier

Address: PO Box 986 Pratt, KS 67124
Phone:
Website: http://www.fbfs.com
Info:

Gillig- Brent Daniel - State Farm Insurance Agent

Address: 601 E 1st St Pratt, KS 67124
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Shelter Insurance

Address: 423 S Main St Pratt, KS 67124
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
Get affordable car insurance from Shelter Insurance today! We also offer renters insurance, life insurance, home insurance, and more. Car insurance, car insurance quotes, free car insurance quotes, car insurance quote, affordable car insurance, car insurance online, affordable car insurance free online quotes, discount car insurance, online car insurance quotes, car insurance for young

All Insurance Inc

Address: 120 E 3rd St Pratt, KS 67124
Phone:
Website:
Info:

Housing Demographics for 67124

Population Review for 67124 Zip Code

For the city of Pratt, the population within 67124 has increased to over 7,957 residents in population size. The current population total is 7,922. We have broken down the population based on race below. In 67124, there are over 3924 in male population and 3998 females.

PopulationValues
Total Population7,922
White Population6948
Black Population106
Hispanic Population669
Asian Population44
Hawaiian Population7
Indian Population65
Other Population300
Male Population3924
Female Population3998
Population Estimate7957

Household Data for 67124

The average number of homes in 67124 is around 3,152, there are an average of 2.35 per household. The average house value according to local real estate values is around $103,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,152
Persons Per Household2.35
Average House Value$103,900
Income Per Household$58387
Median Age39.2
Median Age Male37.2
Median Age Female41.3
67124 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityPratt
City Alias NamePRATT
CountyPratt
County FIPS151
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses331
Number Of Employees2913
Business First Quarter Payroll28066
Business Annual Payroll124616
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential3386
Delivery Business320
Delivery Total3997
Preferred Last Line KeyW21250
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21250
Land Area277.277000
Water Area0.534000
City Alias Code
City Mixed CasePratt
City Alias Mixed CasePratt
Box Count153
SFDU3151
MFDU132
State ANSI20
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number197414
Unique ZIP Name
SSA State County Code17750
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CasePratt

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]