Get multiple home insurance quotes in 67146. Our licensed 67146, KS agents are ready to serve you.

Home Insurance in 67146

If your primary reason for shopping for homeowners insurance in the 67146 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Udall, KS. Many homeowners that live in the 67146 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 67146 zip code should already appear in the zip code field ready to go. For Udall, KS Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 67146

Homeowners living in the city of Udall are paying on average around $1125 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 67146 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Kansas home insurance premiums have been recently ranked 14 in the country in terms of the annual cost of premiums. Because premiums in 67146 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 67146 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Udall. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

67146 Home Insurance Average Premiums

Local 67146 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 67146 lowest rates with discounts applied on average.

For the 67146, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1425 /yr.

What is the average home insurance cost for a home in 67146?

  • • The average homeowners insurance premium paid annually for a home in 67146 is around $1125 per year.

What does it cost on average per month for home insurance in 67146?

  • • Homeowners in 67146 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 67146?

  • • Autoowners in 67146 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Udall area, check out other zip codes nearby 67146.
Review average rates in another zip code:
67146 homeowners insurance rates

Home Replacement Cost Coverage in 67146

Average Building Cost Per Square Foot in 67146: $126

Location: Udall, Kansas (Cowley County)

Average Square Footage in 67146: 1,000 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67146 before you start any project. Udall homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67146 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67146 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,000 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Udall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,000$126,000
Additional Upgrades & Added Features$1581,000$157,500
Major Home Updates or Advancements$1891,000$189,000

It's important to understand that when you estimate your replacement cost of your home in the 67146 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67146

Best Home & Auto Insurance Agencies in 67146

Housing Demographics for 67146

Population Review for 67146 Zip Code

For the city of Udall, the population within 67146 has increased to over 1,827 residents in population size. The current population total is 1,727. We have broken down the population based on race below. In 67146, there are over 876 in male population and 851 females.

PopulationValues
Total Population1,727
White Population1544
Black Population1
Hispanic Population59
Asian Population4
Hawaiian Population3
Indian Population33
Other Population15
Male Population876
Female Population851
Population Estimate1827

Household Data for 67146

The average number of homes in 67146 is around 693, there are an average of 2.49 per household. The average house value according to local real estate values is around $126,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode693
Persons Per Household2.49
Average House Value$126,000
Income Per Household$72212
Median Age42.8
Median Age Male43.6
Median Age Female42.4
67146 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityUdall
City Alias NameUDALL
CountyCowley
County FIPS035
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA556
CBSA11680
CBSA_DIV
CBSA_TypeMicro
CBSA_NameArkansas City-Winfield, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees53
Business First Quarter Payroll537
Business Annual Payroll2228
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential734
Delivery Business18
Delivery Total1054
Preferred Last Line KeyW21632
Classification Code
Multi-CountyY
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW21632
Land Area77.445000
Water Area0.257000
City Alias Code
City Mixed CaseUdall
City Alias Mixed CaseUdall
Box Count53
SFDU587
MFDU0
State ANSI20
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number199053
Unique ZIP Name
SSA State County Code17170
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCowley

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]