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Homeowners Insurance coverage in 67346

If you are a homeowner in 67346 or Grenola, KS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Grenola.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 67346.

Learn more about our homeowners insurance shopping service by selecting the best Grenola, KS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 67346?

Residents of Grenola have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Kansas? While Kansas is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Kansas comes in at 14 in the country for homeowners insurance premiums.

If you are living in 67346 zipcode, expect to pay around $1114 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Grenola does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

67346 Home Insurance Average Premiums

Local 67346 homeowners insurance quotes comparison

$864 /yr.

Shows Zip Code: 67346 lowest rates with discounts applied on average.

For the 67346, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$864 /yr.
Average Coverage:$1114 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1414 /yr.

What is the average home insurance cost for a home in 67346?

  • • The average homeowners insurance premium paid annually for a home in 67346 is around $1114 per year.

What does it cost on average per month for home insurance in 67346?

  • • Homeowners in 67346 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67346?

  • • Autoowners in 67346 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grenola area, check out other zip codes nearby 67346.
Review average rates in another zip code:
67346 homeowners insurance rates

Home Replacement Cost Coverage in 67346

Average Building Cost Per Square Foot in 67346: $126

Location: Grenola, Kansas (Elk County)

Average Square Footage in 67346: 371 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67346 before you start any project. Grenola homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67346 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67346 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 371 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grenola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126371$46,800
Additional Upgrades & Added Features$158371$58,500
Major Home Updates or Advancements$189371$70,200

It's important to understand that when you estimate your replacement cost of your home in the 67346 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67346

Best Home & Auto Insurance Agencies in 67346

Housing Demographics for 67346

Population Review for 67346 Zip Code

For the city of Grenola, the population within 67346 has increased to over 335 residents in population size. The current population total is 335. We have broken down the population based on race below. In 67346, there are over 174 in male population and 161 females.

PopulationValues
Total Population335
White Population302
Black Population0
Hispanic Population8
Asian Population1
Hawaiian Population0
Indian Population7
Other Population1
Male Population174
Female Population161
Population Estimate335

Household Data for 67346

The average number of homes in 67346 is around 144, there are an average of 2.33 per household. The average house value according to local real estate values is around $46,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode144
Persons Per Household2.33
Average House Value$46,800
Income Per Household$63472
Median Age52.7
Median Age Male51.5
Median Age Female54.1
67346 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityGrenola
City Alias NameGRENOLA
CountyElk
County FIPS049
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees69
Business First Quarter Payroll427
Business Annual Payroll1980
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential144
Delivery Business2
Delivery Total183
Preferred Last Line KeyW20634
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20634
Land Area119.690000
Water Area1.149000
City Alias Code
City Mixed CaseGrenola
City Alias Mixed CaseGrenola
Box Count31
SFDU144
MFDU0
State ANSI20
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193685
Unique ZIP Name
SSA State County Code17240
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseElk

Kansas Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]