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67423 Home Insurance Quotes & Rates

Currently, the 121 homes within the 67423 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Kansas is around $1,116 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Beverly, KS, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 67423.

Kansas is now ranking #14 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Beverly home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Kansas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 67423 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Beverly, Kansas home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Beverly, KS Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

67423 Home Insurance Average Premiums

Local 67423 homeowners insurance quotes comparison

$866 /yr.

Shows Zip Code: 67423 lowest rates with discounts applied on average.

For the 67423, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$866 /yr.
Average Coverage:$1116 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1416 /yr.

What is the average home insurance cost for a home in 67423?

  • • The average homeowners insurance premium paid annually for a home in 67423 is around $1116 per year.

What does it cost on average per month for home insurance in 67423?

  • • Homeowners in 67423 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67423?

  • • Autoowners in 67423 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beverly area, check out other zip codes nearby 67423.
Review average rates in another zip code:
67423 homeowners insurance rates

Home Replacement Cost Coverage in 67423

Average Building Cost Per Square Foot in 67423: $126

Location: Beverly, Kansas (Lincoln County)

Average Square Footage in 67423: 595 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67423 before you start any project. Beverly homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67423 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67423 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 595 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beverly area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126595$75,000
Additional Upgrades & Added Features$158595$93,750
Major Home Updates or Advancements$189595$112,500

It's important to understand that when you estimate your replacement cost of your home in the 67423 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67423

Best Home & Auto Insurance Agencies in 67423

Housing Demographics for 67423

Population Review for 67423 Zip Code

For the city of Beverly, the population within 67423 has increased to over 195 residents in population size. The current population total is 285. We have broken down the population based on race below. In 67423, there are over 146 in male population and 139 females.

PopulationValues
Total Population285
White Population265
Black Population1
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population5
Other Population3
Male Population146
Female Population139
Population Estimate195

Household Data for 67423

The average number of homes in 67423 is around 121, there are an average of 2.36 per household. The average house value according to local real estate values is around $75,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode121
Persons Per Household2.36
Average House Value$75,000
Income Per Household$47292
Median Age48.5
Median Age Male46.5
Median Age Female50.8
67423 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityBeverly
City Alias NameBEVERLY
CountyLincoln
County FIPS105
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees31
Business First Quarter Payroll208
Business Annual Payroll965
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential83
Delivery Business2
Delivery Total151
Preferred Last Line KeyW20158
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20158
Land Area65.791000
Water Area0.129000
City Alias Code
City Mixed CaseBeverly
City Alias Mixed CaseBeverly
Box Count51
SFDU83
MFDU0
State ANSI20
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191023
Unique ZIP Name
SSA State County Code17520
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLincoln

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]