Get multiple home insurance quotes in 67432. Our licensed 67432, KS agents are ready to serve you.

67432 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 67432 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Clay Center, KS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 67432 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kansas, like average Clay Center homeowners insurance rates, coverage options or home insurance types, please select Clay Center, KS Home Insurance Rates Online!

67432 Home Insurance Average Premiums

Local 67432 homeowners insurance quotes comparison

$859 /yr.

Shows Zip Code: 67432 lowest rates with discounts applied on average.

For the 67432, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$859 /yr.
Average Coverage:$1109 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1409 /yr.

What is the average home insurance cost for a home in 67432?

  • • The average homeowners insurance premium paid annually for a home in 67432 is around $1109 per year.

What does it cost on average per month for home insurance in 67432?

  • • Homeowners in 67432 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67432?

  • • Autoowners in 67432 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clay Center area, check out other zip codes nearby 67432.
Review average rates in another zip code:
67432 homeowners insurance rates

Home Replacement Cost Coverage in 67432

Average Building Cost Per Square Foot in 67432: $126

Location: Clay Center, Kansas (Clay County)

Average Square Footage in 67432: 870 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67432 before you start any project. Clay Center homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67432 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67432 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 870 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clay Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126870$109,600
Additional Upgrades & Added Features$158870$137,000
Major Home Updates or Advancements$189870$164,400

It's important to understand that when you estimate your replacement cost of your home in the 67432 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67432

Farm Bureau Financial Services - Jeff Newell

Address: 622 Court St # 187 Clay Center, KS 67432
Phone: (785)632-2585
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 67432

Witters- Daniel E

Address: 429 Court St Clay Center, KS 67432
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 67432

Population Review for 67432 Zip Code

For the city of Clay Center, the population within 67432 has increased to over 6,027 residents in population size. The current population total is 5,796. We have broken down the population based on race below. In 67432, there are over 2875 in male population and 2921 females.

PopulationValues
Total Population5,796
White Population5400
Black Population39
Hispanic Population156
Asian Population38
Hawaiian Population0
Indian Population43
Other Population45
Male Population2875
Female Population2921
Population Estimate6027

Household Data for 67432

The average number of homes in 67432 is around 2,433, there are an average of 2.32 per household. The average house value according to local real estate values is around $109,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,433
Persons Per Household2.32
Average House Value$109,600
Income Per Household$52679
Median Age44.8
Median Age Male43.5
Median Age Female46.2
67432 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityClay Center
City Alias NameCLAY CENTER
CountyClay
County FIPS027
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses217
Number Of Employees1938
Business First Quarter Payroll15888
Business Annual Payroll67647
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential2598
Delivery Business243
Delivery Total3039
Preferred Last Line KeyW20333
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20333
Land Area360.983000
Water Area3.915000
City Alias Code
City Mixed CaseClay Center
City Alias Mixed CaseClay Center
Box Count51
SFDU2413
MFDU135
State ANSI20
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number191870
Unique ZIP Name
SSA State County Code17130
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseClay

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]