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67451 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 67451 zip code it's important to know that our rates are very competitive for homeowners living in Hope, KS. Many homeowners based out of your 67451 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67451 should appear in the zip code field ready to go. For Hope, KS Homeowners Insurance Quotes nearby, we offer the best rates and service.

67451: Average Home Insurance Rates

For homeowners living in the great city of Hope, the average homeowners policy is considered high in comparison to other states. Kansas premiums are estimated to be around $1125 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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67451 Home Insurance Average Premiums

Local 67451 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 67451 lowest rates with discounts applied on average.

For the 67451, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1425 /yr.

What is the average home insurance cost for a home in 67451?

  • • The average homeowners insurance premium paid annually for a home in 67451 is around $1125 per year.

What does it cost on average per month for home insurance in 67451?

  • • Homeowners in 67451 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 67451?

  • • Autoowners in 67451 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hope area, check out other zip codes nearby 67451.
Review average rates in another zip code:
67451 homeowners insurance rates

Home Replacement Cost Coverage in 67451

Average Building Cost Per Square Foot in 67451: $126

Location: Hope, Kansas (Dickinson County)

Average Square Footage in 67451: 790 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67451 before you start any project. Hope homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67451 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67451 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 790 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hope area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126790$99,500
Additional Upgrades & Added Features$158790$124,375
Major Home Updates or Advancements$189790$149,250

It's important to understand that when you estimate your replacement cost of your home in the 67451 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67451

Best Home & Auto Insurance Agencies in 67451

Housing Demographics for 67451

Population Review for 67451 Zip Code

For the city of Hope, the population within 67451 has increased to over 663 residents in population size. The current population total is 816. We have broken down the population based on race below. In 67451, there are over 392 in male population and 424 females.

PopulationValues
Total Population816
White Population755
Black Population1
Hispanic Population31
Asian Population4
Hawaiian Population0
Indian Population5
Other Population6
Male Population392
Female Population424
Population Estimate663

Household Data for 67451

The average number of homes in 67451 is around 382, there are an average of 2.14 per household. The average house value according to local real estate values is around $99,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode382
Persons Per Household2.14
Average House Value$99,500
Income Per Household$47292
Median Age50.4
Median Age Male53.1
Median Age Female49.0
67451 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityHope
City Alias NameHOPE
CountyDickinson
County FIPS041
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees166
Business First Quarter Payroll2435
Business Annual Payroll8973
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential310
Delivery Business7
Delivery Total429
Preferred Last Line KeyW20723
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20723
Land Area141.302000
Water Area0.460000
City Alias Code
City Mixed CaseHope
City Alias Mixed CaseHope
Box Count93
SFDU310
MFDU0
State ANSI20
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number194257
Unique ZIP Name
SSA State County Code17200
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseDickinson

Kansas Homeowners Insurance News & Information

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