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Find the Best Home Insurance Rates in 67485

Shopping for homeowners insurance in 67485 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Tipton, KS and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Kansas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 67485 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 67485

Find Tipton, KS Homeowners Insurance Quotes to review the best coverage options in your area.

67485 Home Insurance Rating is: high!

In 67485 the average premium is $1122. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 67485, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 67485!

67485 Home Insurance Average Premiums

Local 67485 homeowners insurance quotes comparison

$872 /yr.

Shows Zip Code: 67485 lowest rates with discounts applied on average.

For the 67485, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$872 /yr.
Average Coverage:$1122 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1422 /yr.

What is the average home insurance cost for a home in 67485?

  • • The average homeowners insurance premium paid annually for a home in 67485 is around $1122 per year.

What does it cost on average per month for home insurance in 67485?

  • • Homeowners in 67485 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 67485?

  • • Autoowners in 67485 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tipton area, check out other zip codes nearby 67485.
Review average rates in another zip code:
67485 homeowners insurance rates

Home Replacement Cost Coverage in 67485

Average Building Cost Per Square Foot in 67485: $126

Location: Tipton, Kansas (Mitchell County)

Average Square Footage in 67485: 831 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67485 before you start any project. Tipton homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67485 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67485 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 831 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tipton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126831$104,700
Additional Upgrades & Added Features$158831$130,875
Major Home Updates or Advancements$189831$157,050

It's important to understand that when you estimate your replacement cost of your home in the 67485 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67485

Best Home & Auto Insurance Agencies in 67485

Housing Demographics for 67485

Population Review for 67485 Zip Code

For the city of Tipton, the population within 67485 has increased to over 162 residents in population size. The current population total is 355. We have broken down the population based on race below. In 67485, there are over 174 in male population and 181 females.

PopulationValues
Total Population355
White Population342
Black Population1
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population174
Female Population181
Population Estimate162

Household Data for 67485

The average number of homes in 67485 is around 164, there are an average of 2.16 per household. The average house value according to local real estate values is around $104,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode164
Persons Per Household2.16
Average House Value$104,700
Income Per Household$41250
Median Age51.8
Median Age Male54.8
Median Age Female49.3
67485 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTipton
City Alias NameTIPTON
CountyMitchell
County FIPS123
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees144
Business First Quarter Payroll1293
Business Annual Payroll5277
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential75
Delivery Business4
Delivery Total175
Preferred Last Line KeyW21609
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21609
Land Area114.767000
Water Area0.143000
City Alias Code
City Mixed CaseTipton
City Alias Mixed CaseTipton
Box Count77
SFDU75
MFDU0
State ANSI20
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number198910
Unique ZIP Name
SSA State County Code17610
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMitchell

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]