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67520 Homeowners Insurance Quotes & Rates

Bison residents living within the 136 homes available in the zip code of 67520 are shopping online to compare cheaper and more affordable Bison, KS home insurance rates. In the great city of Bison, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kansas is around $1,110 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 67520 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 67520 home insurance rates today! Please give us a call now at 1-913-276-4017. For Bison, KS Homeowners Insurance Quotes, Click to easily get started!

67520 Home Insurance Average Premiums

Local 67520 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 67520 lowest rates with discounts applied on average.

For the 67520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 67520?

  • • The average homeowners insurance premium paid annually for a home in 67520 is around $1110 per year.

What does it cost on average per month for home insurance in 67520?

  • • Homeowners in 67520 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67520?

  • • Autoowners in 67520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bison area, check out other zip codes nearby 67520.
Review average rates in another zip code:
67520 homeowners insurance rates

Home Replacement Cost Coverage in 67520

Average Building Cost Per Square Foot in 67520: $126

Location: Bison, Kansas (Rush County)

Average Square Footage in 67520: 361 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67520 before you start any project. Bison homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 361 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bison area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126361$45,500
Additional Upgrades & Added Features$158361$56,875
Major Home Updates or Advancements$189361$68,250

It's important to understand that when you estimate your replacement cost of your home in the 67520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67520

Best Home & Auto Insurance Agencies in 67520

Housing Demographics for 67520

Population Review for 67520 Zip Code

For the city of Bison, the population within 67520 has increased to over 199 residents in population size. The current population total is 311. We have broken down the population based on race below. In 67520, there are over 168 in male population and 143 females.

PopulationValues
Total Population311
White Population294
Black Population0
Hispanic Population11
Asian Population4
Hawaiian Population0
Indian Population0
Other Population2
Male Population168
Female Population143
Population Estimate199

Household Data for 67520

The average number of homes in 67520 is around 136, there are an average of 2.29 per household. The average house value according to local real estate values is around $45,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode136
Persons Per Household2.29
Average House Value$45,500
Income Per Household$58438
Median Age51.3
Median Age Male49.5
Median Age Female51.8
67520 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityBison
City Alias NameBISON
CountyRush
County FIPS165
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees21
Business First Quarter Payroll142
Business Annual Payroll878
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential87
Delivery Business2
Delivery Total159
Preferred Last Line KeyW20165
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20165
Land Area110.841000
Water Area0.006000
City Alias Code
City Mixed CaseBison
City Alias Mixed CaseBison
Box Count62
SFDU87
MFDU0
State ANSI20
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191067
Unique ZIP Name
SSA State County Code17820
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseRush

Kansas Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]