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67578, KS Home Insurance

In the zip code of 67578, the population size is around 1,305, which consists of 590 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Stafford, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,101 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 67578 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Stafford. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Stafford, KS Homeowners Insurance Online Rates Today!

67578 Home Insurance Average Premiums

Local 67578 homeowners insurance quotes comparison

$851 /yr.

Shows Zip Code: 67578 lowest rates with discounts applied on average.

For the 67578, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$851 /yr.
Average Coverage:$1101 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1401 /yr.

What is the average home insurance cost for a home in 67578?

  • • The average homeowners insurance premium paid annually for a home in 67578 is around $1101 per year.

What does it cost on average per month for home insurance in 67578?

  • • Homeowners in 67578 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67578?

  • • Autoowners in 67578 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stafford area, check out other zip codes nearby 67578.
Review average rates in another zip code:
67578 homeowners insurance rates

Home Replacement Cost Coverage in 67578

Average Building Cost Per Square Foot in 67578: $126

Location: Stafford, Kansas (Stafford County)

Average Square Footage in 67578: 432 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67578 before you start any project. Stafford homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67578 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67578 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 432 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stafford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126432$54,400
Additional Upgrades & Added Features$158432$68,000
Major Home Updates or Advancements$189432$81,600

It's important to understand that when you estimate your replacement cost of your home in the 67578 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67578

Best Home & Auto Insurance Agencies in 67578

Hudson- William C - State Farm Insurance Agent

Address: 115 W Broadway St Stafford, KS 67578
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 67578

Population Review for 67578 Zip Code

For the city of Stafford, the population within 67578 has increased to over 1,326 residents in population size. The current population total is 1,305. We have broken down the population based on race below. In 67578, there are over 663 in male population and 642 females.

PopulationValues
Total Population1,305
White Population1159
Black Population9
Hispanic Population101
Asian Population6
Hawaiian Population0
Indian Population10
Other Population30
Male Population663
Female Population642
Population Estimate1326

Household Data for 67578

The average number of homes in 67578 is around 590, there are an average of 2.14 per household. The average house value according to local real estate values is around $54,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode590
Persons Per Household2.14
Average House Value$54,400
Income Per Household$49226
Median Age48.3
Median Age Male45.4
Median Age Female50.5
67578 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityStafford
City Alias NameSTAFFORD
CountyStafford
County FIPS185
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees221
Business First Quarter Payroll2028
Business Annual Payroll8303
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|04
Congressional LandArea52542.5|14315.68
Delivery Residential620
Delivery Business38
Delivery Total711
Preferred Last Line KeyW21554
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21554
Land Area208.192000
Water Area0.367000
City Alias Code
City Mixed CaseStafford
City Alias Mixed CaseStafford
Box Count27
SFDU620
MFDU0
State ANSI20
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number198591
Unique ZIP Name
SSA State County Code17920
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseStafford

Kansas Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]