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Are you paying too much for homeowners insurance in 67626? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Bunker Hill, KS that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Kansas licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 67626?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 67626 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 67626 and get ready to save.

3 Easy Ways To Save Money In 67626

These three links will help you explore home insurance quotes in 67626 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 67626 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Bunker Hill is roughly $1096. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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67626 Home Insurance Average Premiums

Local 67626 homeowners insurance quotes comparison

$846 /yr.

Shows Zip Code: 67626 lowest rates with discounts applied on average.

For the 67626, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$846 /yr.
Average Coverage:$1096 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1396 /yr.

What is the average home insurance cost for a home in 67626?

  • • The average homeowners insurance premium paid annually for a home in 67626 is around $1096 per year.

What does it cost on average per month for home insurance in 67626?

  • • Homeowners in 67626 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 67626?

  • • Autoowners in 67626 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bunker Hill area, check out other zip codes nearby 67626.
Review average rates in another zip code:
67626 homeowners insurance rates

Home Replacement Cost Coverage in 67626

Average Building Cost Per Square Foot in 67626: $126

Location: Bunker Hill, Kansas (Russell County)

Average Square Footage in 67626: 860 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67626 before you start any project. Bunker Hill homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67626 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67626 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 860 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bunker Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126860$108,300
Additional Upgrades & Added Features$158860$135,375
Major Home Updates or Advancements$189860$162,450

It's important to understand that when you estimate your replacement cost of your home in the 67626 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67626

Best Home & Auto Insurance Agencies in 67626

Housing Demographics for 67626

Population Review for 67626 Zip Code

For the city of Bunker Hill, the population within 67626 has increased to over 77 residents in population size. The current population total is 160. We have broken down the population based on race below. In 67626, there are over 88 in male population and 72 females.

PopulationValues
Total Population160
White Population152
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population88
Female Population72
Population Estimate77

Household Data for 67626

The average number of homes in 67626 is around 72, there are an average of 2.22 per household. The average house value according to local real estate values is around $108,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode72
Persons Per Household2.22
Average House Value$108,300
Income Per Household$53310
Median Age54.5
Median Age Male55.8
Median Age Female44.0
67626 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityBunker Hill
City Alias NameBUNKER HILL
CountyRussell
County FIPS167
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees39
Business First Quarter Payroll259
Business Annual Payroll1224
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential35
Delivery Business4
Delivery Total114
Preferred Last Line KeyW20237
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20237
Land Area95.182000
Water Area0.214000
City Alias Code
City Mixed CaseBunker Hill
City Alias Mixed CaseBunker Hill
Box Count55
SFDU35
MFDU0
State ANSI20
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191342
Unique ZIP Name
SSA State County Code17830
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseRussell

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]