Get multiple home insurance quotes in 67646. Our licensed 67646, KS agents are ready to serve you.

Compare 67646 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 67646 area? The average homeowners premium in Kansas for a standard homeowners policy is around $1,126/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 67646 zip code, the population size is around 589 with 296 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 67646.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Logan, KS Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. KS RateDiscountsSavingsShop Rates
$1,478up to 40% off$591

67646 Home Insurance Average Premiums

Local 67646 homeowners insurance quotes comparison

$876 /yr.

Shows Zip Code: 67646 lowest rates with discounts applied on average.

For the 67646, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$876 /yr.
Average Coverage:$1126 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1426 /yr.

What is the average home insurance cost for a home in 67646?

  • • The average homeowners insurance premium paid annually for a home in 67646 is around $1126 per year.

What does it cost on average per month for home insurance in 67646?

  • • Homeowners in 67646 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 67646?

  • • Autoowners in 67646 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Logan area, check out other zip codes nearby 67646.
Review average rates in another zip code:
67646 homeowners insurance rates

Home Replacement Cost Coverage in 67646

Average Building Cost Per Square Foot in 67646: $126

Location: Logan, Kansas (Phillips County)

Average Square Footage in 67646: 517 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67646 before you start any project. Logan homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67646 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67646 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 517 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Logan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126517$65,200
Additional Upgrades & Added Features$158517$81,500
Major Home Updates or Advancements$189517$97,800

It's important to understand that when you estimate your replacement cost of your home in the 67646 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67646

Best Home & Auto Insurance Agencies in 67646

Housing Demographics for 67646

Population Review for 67646 Zip Code

For the city of Logan, the population within 67646 has increased to over 296 residents in population size. The current population total is 589. We have broken down the population based on race below. In 67646, there are over 293 in male population and 296 females.

PopulationValues
Total Population589
White Population553
Black Population0
Hispanic Population28
Asian Population2
Hawaiian Population0
Indian Population2
Other Population7
Male Population293
Female Population296
Population Estimate296

Household Data for 67646

The average number of homes in 67646 is around 296, there are an average of 1.99 per household. The average house value according to local real estate values is around $65,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode296
Persons Per Household1.99
Average House Value$65,200
Income Per Household$51607
Median Age48.8
Median Age Male49.1
Median Age Female48.5
67646 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityLogan
City Alias NameLOGAN
CountyPhillips
County FIPS147
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees88
Business First Quarter Payroll904
Business Annual Payroll3440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential149
Delivery Business0
Delivery Total304
Preferred Last Line KeyW20903
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20903
Land Area189.611000
Water Area0.166000
City Alias Code
City Mixed CaseLogan
City Alias Mixed CaseLogan
Box Count127
SFDU149
MFDU0
State ANSI20
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number195324
Unique ZIP Name
SSA State County Code17730
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePhillips

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]