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67653, KS Homeowners Insurance Rates

With a population size of 272 and with 119 occupied homes in the 67653 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Norcatur, KS are around $1,100 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Norcatur, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Norcatur, KS.

For Kansas home insurance information, including average Norcatur home insurance rates, coverage options or the different homeowners insurance types, please select Norcatur, KS Home Insurance Quotes Now!

67653 Home Insurance Average Premiums

Local 67653 homeowners insurance quotes comparison

$850 /yr.

Shows Zip Code: 67653 lowest rates with discounts applied on average.

For the 67653, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$850 /yr.
Average Coverage:$1100 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1400 /yr.

What is the average home insurance cost for a home in 67653?

  • • The average homeowners insurance premium paid annually for a home in 67653 is around $1100 per year.

What does it cost on average per month for home insurance in 67653?

  • • Homeowners in 67653 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67653?

  • • Autoowners in 67653 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norcatur area, check out other zip codes nearby 67653.
Review average rates in another zip code:
67653 homeowners insurance rates

Home Replacement Cost Coverage in 67653

Average Building Cost Per Square Foot in 67653: $126

Location: Norcatur, Kansas (Decatur County)

Average Square Footage in 67653: 524 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67653 before you start any project. Norcatur homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67653 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67653 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 524 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norcatur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126524$66,000
Additional Upgrades & Added Features$158524$82,500
Major Home Updates or Advancements$189524$99,000

It's important to understand that when you estimate your replacement cost of your home in the 67653 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67653

Best Home & Auto Insurance Agencies in 67653

Housing Demographics for 67653

Population Review for 67653 Zip Code

For the city of Norcatur, the population within 67653 has increased to over 183 residents in population size. The current population total is 272. We have broken down the population based on race below. In 67653, there are over 148 in male population and 124 females.

PopulationValues
Total Population272
White Population253
Black Population1
Hispanic Population16
Asian Population2
Hawaiian Population0
Indian Population0
Other Population0
Male Population148
Female Population124
Population Estimate183

Household Data for 67653

The average number of homes in 67653 is around 119, there are an average of 2.29 per household. The average house value according to local real estate values is around $66,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode119
Persons Per Household2.29
Average House Value$66,000
Income Per Household$50625
Median Age43.5
Median Age Male46.3
Median Age Female40.5
67653 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityNorcatur
City Alias NameNORCATUR
CountyDecatur
County FIPS039
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees6
Business First Quarter Payroll12
Business Annual Payroll54
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential80
Delivery Business3
Delivery Total151
Preferred Last Line KeyW21108
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21108
Land Area175.680000
Water Area0.122000
City Alias Code
City Mixed CaseNorcatur
City Alias Mixed CaseNorcatur
Box Count53
SFDU80
MFDU0
State ANSI20
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number196556
Unique ZIP Name
SSA State County Code17190
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseDecatur

Kansas Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]