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Homeowners Insurance coverage in 67654

If you are a homeowner in 67654 or Norton, KS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Norton.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 67654.

Learn more about our homeowners insurance shopping service by selecting the best Norton, KS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 67654?

Residents of Norton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Kansas? While Kansas is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Kansas comes in at 14 in the country for homeowners insurance premiums.

If you are living in 67654 zipcode, expect to pay around $1106 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Norton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

67654 Home Insurance Average Premiums

Local 67654 homeowners insurance quotes comparison

$856 /yr.

Shows Zip Code: 67654 lowest rates with discounts applied on average.

For the 67654, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$856 /yr.
Average Coverage:$1106 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1406 /yr.

What is the average home insurance cost for a home in 67654?

  • • The average homeowners insurance premium paid annually for a home in 67654 is around $1106 per year.

What does it cost on average per month for home insurance in 67654?

  • • Homeowners in 67654 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 67654?

  • • Autoowners in 67654 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norton area, check out other zip codes nearby 67654.
Review average rates in another zip code:
67654 homeowners insurance rates

Home Replacement Cost Coverage in 67654

Average Building Cost Per Square Foot in 67654: $126

Location: Norton, Kansas (Norton County)

Average Square Footage in 67654: 776 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67654 before you start any project. Norton homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67654 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67654 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 776 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126776$97,800
Additional Upgrades & Added Features$158776$122,250
Major Home Updates or Advancements$189776$146,700

It's important to understand that when you estimate your replacement cost of your home in the 67654 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67654

Farm Bureau Financial Services - David Davis

Address: 201 E Main St Norton, KS 67654
Phone: (785)877-3313
Website: www.fbfs.com

Farm Bureau Financial Services - Korla Griffey

Address: 205 N Kansas Ave Norton, KS 67654
Phone: (785)877-3221
Website: www.fbfs.com

Farm Bureau Financial Services - Dave Browne III

Address: 205 N Kansas Ave Norton, KS 67654
Phone: (785)877-3221
Website: www.fbfs.com

Kansas Farm Bureau Financial Services - David Davis

Address: 201 E Main St Norton, KS 67654
Phone: (785)877-3221
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 67654

Ken Schultz Ins Agency Inc - State Farm Insurance Agent

Address: 110 S Kansas Ave Norton, KS 67654
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kansas Farm Bureau Financial Services - David Davis

Address: 201 E Main St Norton, KS 67654
Phone:
Website: http://www.fbfs.com
Info:

Housing Demographics for 67654

Population Review for 67654 Zip Code

For the city of Norton, the population within 67654 has increased to over 3,570 residents in population size. The current population total is 4,333. We have broken down the population based on race below. In 67654, there are over 2575 in male population and 1758 females.

PopulationValues
Total Population4,333
White Population3819
Black Population203
Hispanic Population265
Asian Population30
Hawaiian Population2
Indian Population38
Other Population34
Male Population2575
Female Population1758
Population Estimate3570

Household Data for 67654

The average number of homes in 67654 is around 1,497, there are an average of 2.26 per household. The average house value according to local real estate values is around $97,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,497
Persons Per Household2.26
Average House Value$97,800
Income Per Household$58529
Median Age41.4
Median Age Male40.0
Median Age Female44.7
67654 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityNorton
City Alias NameNORTON
CountyNorton
County FIPS137
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses156
Number Of Employees1517
Business First Quarter Payroll15509
Business Annual Payroll65877
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential1580
Delivery Business136
Delivery Total1838
Preferred Last Line KeyW21117
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21117
Land Area349.128000
Water Area3.049000
City Alias Code
City Mixed CaseNorton
City Alias Mixed CaseNorton
Box Count58
SFDU1277
MFDU27
State ANSI20
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number196589
Unique ZIP Name
SSA State County Code17680
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseNorton

Kansas Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]