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Compare 67738 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Grinnell just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 216 neighbors looking to save on their home insurance policy in the local 67738 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 67738. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kansas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Grinnell, KS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Grinnell, KS

67738 Home Insurance Average Premiums

Local 67738 homeowners insurance quotes comparison

$870 /yr.

Shows Zip Code: 67738 lowest rates with discounts applied on average.

For the 67738, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$870 /yr.
Average Coverage:$1120 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1420 /yr.

What is the average home insurance cost for a home in 67738?

  • • The average homeowners insurance premium paid annually for a home in 67738 is around $1120 per year.

What does it cost on average per month for home insurance in 67738?

  • • Homeowners in 67738 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67738?

  • • Autoowners in 67738 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grinnell area, check out other zip codes nearby 67738.
Review average rates in another zip code:
67738 homeowners insurance rates

Home Replacement Cost Coverage in 67738

Average Building Cost Per Square Foot in 67738: $126

Location: Grinnell, Kansas (Gove County)

Average Square Footage in 67738: 747 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67738 before you start any project. Grinnell homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67738 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67738 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 747 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grinnell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126747$94,100
Additional Upgrades & Added Features$158747$117,625
Major Home Updates or Advancements$189747$141,150

It's important to understand that when you estimate your replacement cost of your home in the 67738 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67738

Best Home & Auto Insurance Agencies in 67738

Housing Demographics for 67738

Population Review for 67738 Zip Code

For the city of Grinnell, the population within 67738 has increased to over 274 residents in population size. The current population total is 487. We have broken down the population based on race below. In 67738, there are over 261 in male population and 226 females.

PopulationValues
Total Population487
White Population464
Black Population0
Hispanic Population17
Asian Population0
Hawaiian Population0
Indian Population0
Other Population7
Male Population261
Female Population226
Population Estimate274

Household Data for 67738

The average number of homes in 67738 is around 216, there are an average of 2.25 per household. The average house value according to local real estate values is around $94,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode216
Persons Per Household2.25
Average House Value$94,100
Income Per Household$65333
Median Age44.8
Median Age Male45.3
Median Age Female44.5
67738 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityGrinnell
City Alias NameGRINNELL
CountyGove
County FIPS063
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees57
Business First Quarter Payroll670
Business Annual Payroll2658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential122
Delivery Business1
Delivery Total272
Preferred Last Line KeyW20638
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20638
Land Area261.596000
Water Area0.065000
City Alias Code
City Mixed CaseGrinnell
City Alias Mixed CaseGrinnell
Box Count125
SFDU122
MFDU0
State ANSI20
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number193718
Unique ZIP Name
SSA State County Code17310
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseGove

Kansas Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]