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67842 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 67842? There are over 161 occupied homes in the 67842 area. With a population size of 394, it's not uncommon for residence of Ford, KS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kansas is around $1,091 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 67842 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Ford, KS Home Insurance Rate Quotes

67842 Home Insurance Average Premiums

Local 67842 homeowners insurance quotes comparison

$841 /yr.

Shows Zip Code: 67842 lowest rates with discounts applied on average.

For the 67842, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$841 /yr.
Average Coverage:$1091 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1391 /yr.

What is the average home insurance cost for a home in 67842?

  • • The average homeowners insurance premium paid annually for a home in 67842 is around $1091 per year.

What does it cost on average per month for home insurance in 67842?

  • • Homeowners in 67842 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 67842?

  • • Autoowners in 67842 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ford area, check out other zip codes nearby 67842.
Review average rates in another zip code:
67842 homeowners insurance rates

Home Replacement Cost Coverage in 67842

Average Building Cost Per Square Foot in 67842: $126

Location: Ford, Kansas (Ford County)

Average Square Footage in 67842: 808 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67842 before you start any project. Ford homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67842 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67842 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 808 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126808$101,800
Additional Upgrades & Added Features$158808$127,250
Major Home Updates or Advancements$189808$152,700

It's important to understand that when you estimate your replacement cost of your home in the 67842 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67842

Best Home & Auto Insurance Agencies in 67842

Housing Demographics for 67842

Population Review for 67842 Zip Code

For the city of Ford, the population within 67842 has increased to over 284 residents in population size. The current population total is 394. We have broken down the population based on race below. In 67842, there are over 197 in male population and 197 females.

PopulationValues
Total Population394
White Population352
Black Population2
Hispanic Population29
Asian Population0
Hawaiian Population0
Indian Population3
Other Population2
Male Population197
Female Population197
Population Estimate284

Household Data for 67842

The average number of homes in 67842 is around 161, there are an average of 2.45 per household. The average house value according to local real estate values is around $101,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode161
Persons Per Household2.45
Average House Value$101,800
Income Per Household$82083
Median Age40.1
Median Age Male42.3
Median Age Female37.8
67842 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityFord
City Alias NameFORD
CountyFord
County FIPS057
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA19980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDodge City, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees45
Business First Quarter Payroll402
Business Annual Payroll1370
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33848
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential116
Delivery Business6
Delivery Total177
Preferred Last Line KeyW20543
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20543
Land Area166.596000
Water Area0.558000
City Alias Code
City Mixed CaseFord
City Alias Mixed CaseFord
Box Count48
SFDU115
MFDU1
State ANSI20
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193135
Unique ZIP Name
SSA State County Code17280
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseFord

Kansas Homeowners Insurance News & Information

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