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67846, KS Home Insurance

In the zip code of 67846, the population size is around 35,205, which consists of 12,047 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Garden City, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,151 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 67846 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Garden City. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Garden City, KS Homeowners Insurance Online Rates Today!

67846 Home Insurance Average Premiums

Local 67846 homeowners insurance quotes comparison

$901 /yr.

Shows Zip Code: 67846 lowest rates with discounts applied on average.

For the 67846, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$901 /yr.
Average Coverage:$1151 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1451 /yr.

What is the average home insurance cost for a home in 67846?

  • • The average homeowners insurance premium paid annually for a home in 67846 is around $1151 per year.

What does it cost on average per month for home insurance in 67846?

  • • Homeowners in 67846 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 67846?

  • • Autoowners in 67846 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Garden City area, check out other zip codes nearby 67846.
Review average rates in another zip code:
67846 homeowners insurance rates

Home Replacement Cost Coverage in 67846

Average Building Cost Per Square Foot in 67846: $126

Location: Garden City, Kansas (Finney County)

Average Square Footage in 67846: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67846 before you start any project. Garden City homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67846 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67846 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Garden City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,279$161,200
Additional Upgrades & Added Features$1581,279$201,500
Major Home Updates or Advancements$1891,279$241,800

It's important to understand that when you estimate your replacement cost of your home in the 67846 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67846

Farm Bureau Financial Services - Mark Krehbiel

Address: 2001 E Spruce St Garden City, KS 67846
Phone: (620)275-9611
Website: www.fbfs.com

Keller-Leopold Insurance Inc

Address: 302 Fleming Street Suite 1 Garden City, KS 67846
Phone: (620)276-7671
Website: www.kellerleopold.com

Farm Bureau Financial Services Matt Thomas

Address: 2001 E Spruce St Garden City, KS 67846
Phone: (620)275-9611
Website: www.fbfs.com

Archibald Insurance

Address: 2624 North 10th Street Garden City, KS 67846
Phone: (620)275-4566
Website:

Best Home & Auto Insurance Agencies in 67846

Warden- Cynthia L - State Farm Insurance Agent

Address: 111 E Chestnut St Garden City, KS 67846
Phone:
Website:
Info:

Unruh- Robert R - State Farm Insurance Agent

Address: 1106 N Belmont Pl Garden City, KS 67846
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmer's Insurance Group

Address: 305 E Pine St Garden City, KS 67846
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 67846

Population Review for 67846 Zip Code

For the city of Garden City, the population within 67846 has increased to over 36,242 residents in population size. The current population total is 35,205. We have broken down the population based on race below. In 67846, there are over 17812 in male population and 17393 females.

PopulationValues
Total Population35,205
White Population17439
Black Population1512
Hispanic Population18840
Asian Population1536
Hawaiian Population35
Indian Population324
Other Population6247
Male Population17812
Female Population17393
Population Estimate36242

Household Data for 67846

The average number of homes in 67846 is around 12,047, there are an average of 2.87 per household. The average house value according to local real estate values is around $161,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,047
Persons Per Household2.87
Average House Value$161,200
Income Per Household$60807
Median Age31.9
Median Age Male31.0
Median Age Female33.0
67846 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityGarden City
City Alias NameGARDEN CITY
CountyFinney
County FIPS055
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA23780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGarden City, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses958
Number Of Employees10778
Business First Quarter Payroll105923
Business Annual Payroll450700
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36776
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential12628
Delivery Business1224
Delivery Total14477
Preferred Last Line KeyW20586
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20586
Land Area782.294000
Water Area0.397000
City Alias Code
City Mixed CaseGarden City
City Alias Mixed CaseGarden City
Box Count502
SFDU7445
MFDU720
State ANSI20
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number193355
Unique ZIP Name
SSA State County Code17270
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseFinney

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]