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67849, KS Homeowners Insurance Rates

With a population size of 382 and with 160 occupied homes in the 67849 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Hanston, KS are around $1,125 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Hanston, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Hanston, KS.

For Kansas home insurance information, including average Hanston home insurance rates, coverage options or the different homeowners insurance types, please select Hanston, KS Home Insurance Quotes Now!

67849 Home Insurance Average Premiums

Local 67849 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 67849 lowest rates with discounts applied on average.

For the 67849, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1425 /yr.

What is the average home insurance cost for a home in 67849?

  • • The average homeowners insurance premium paid annually for a home in 67849 is around $1125 per year.

What does it cost on average per month for home insurance in 67849?

  • • Homeowners in 67849 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 67849?

  • • Autoowners in 67849 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hanston area, check out other zip codes nearby 67849.
Review average rates in another zip code:
67849 homeowners insurance rates

Home Replacement Cost Coverage in 67849

Average Building Cost Per Square Foot in 67849: $126

Location: Hanston, Kansas (Hodgeman County)

Average Square Footage in 67849: 536 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67849 before you start any project. Hanston homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67849 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67849 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 536 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hanston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126536$67,500
Additional Upgrades & Added Features$158536$84,375
Major Home Updates or Advancements$189536$101,250

It's important to understand that when you estimate your replacement cost of your home in the 67849 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67849

Best Home & Auto Insurance Agencies in 67849

Housing Demographics for 67849

Population Review for 67849 Zip Code

For the city of Hanston, the population within 67849 has increased to over 286 residents in population size. The current population total is 382. We have broken down the population based on race below. In 67849, there are over 192 in male population and 190 females.

PopulationValues
Total Population382
White Population373
Black Population0
Hispanic Population21
Asian Population1
Hawaiian Population0
Indian Population3
Other Population2
Male Population192
Female Population190
Population Estimate286

Household Data for 67849

The average number of homes in 67849 is around 160, there are an average of 2.39 per household. The average house value according to local real estate values is around $67,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode160
Persons Per Household2.39
Average House Value$67,500
Income Per Household$71250
Median Age46.3
Median Age Male41.8
Median Age Female48.8
67849 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityHanston
City Alias NameHANSTON
CountyHodgeman
County FIPS083
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees68
Business First Quarter Payroll642
Business Annual Payroll2831
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential120
Delivery Business15
Delivery Total4648
Preferred Last Line KeyW20656
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20656
Land Area143.647000
Water Area0.032000
City Alias Code
City Mixed CaseHanston
City Alias Mixed CaseHanston
Box Count45
SFDU118
MFDU0
State ANSI20
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193839
Unique ZIP Name
SSA State County Code17410
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseHodgeman

Kansas Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]