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67865 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 67865 zip code it's important to know that our rates are very competitive for homeowners living in Minneola, KS. Many homeowners based out of your 67865 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67865 should appear in the zip code field ready to go. For Minneola, KS Homeowners Insurance Quotes nearby, we offer the best rates and service.

67865: Average Home Insurance Rates

For homeowners living in the great city of Minneola, the average homeowners policy is considered high in comparison to other states. Kansas premiums are estimated to be around $1079 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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67865 Home Insurance Average Premiums

Local 67865 homeowners insurance quotes comparison

$829 /yr.

Shows Zip Code: 67865 lowest rates with discounts applied on average.

For the 67865, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$829 /yr.
Average Coverage:$1079 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1379 /yr.

What is the average home insurance cost for a home in 67865?

  • • The average homeowners insurance premium paid annually for a home in 67865 is around $1079 per year.

What does it cost on average per month for home insurance in 67865?

  • • Homeowners in 67865 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 67865?

  • • Autoowners in 67865 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Minneola area, check out other zip codes nearby 67865.
Review average rates in another zip code:
67865 homeowners insurance rates

Home Replacement Cost Coverage in 67865

Average Building Cost Per Square Foot in 67865: $126

Location: Minneola, Kansas (Clark County)

Average Square Footage in 67865: 799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67865 before you start any project. Minneola homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67865 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67865 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 799 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minneola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126799$100,700
Additional Upgrades & Added Features$158799$125,875
Major Home Updates or Advancements$189799$151,050

It's important to understand that when you estimate your replacement cost of your home in the 67865 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67865

Best Home & Auto Insurance Agencies in 67865

Housing Demographics for 67865

Population Review for 67865 Zip Code

For the city of Minneola, the population within 67865 has increased to over 330 residents in population size. The current population total is 1,042. We have broken down the population based on race below. In 67865, there are over 497 in male population and 545 females.

PopulationValues
Total Population1,042
White Population904
Black Population8
Hispanic Population121
Asian Population13
Hawaiian Population0
Indian Population13
Other Population34
Male Population497
Female Population545
Population Estimate330

Household Data for 67865

The average number of homes in 67865 is around 396, there are an average of 2.56 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode396
Persons Per Household2.56
Average House Value$100,700
Income Per Household$55625
Median Age38.6
Median Age Male35.4
Median Age Female41.3
67865 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityMinneola
City Alias NameMINNEOLA
CountyClark
County FIPS025
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees191
Business First Quarter Payroll2663
Business Annual Payroll12385
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential129
Delivery Business6
Delivery Total459
Preferred Last Line KeyW21017
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21017
Land Area278.755000
Water Area0.074000
City Alias Code
City Mixed CaseMinneola
City Alias Mixed CaseMinneola
Box Count288
SFDU129
MFDU0
State ANSI20
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number196006
Unique ZIP Name
SSA State County Code17120
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClark

Kansas Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]